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Get Cheap Car Insurance in Locust Manor, Queens, NY
We monitor insurance prices, helping the average driver in Locust Manor save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Locust Manor
The chart below shows the cheapest car insurance company in Locust Manor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Locust Manor Insurer | Monthly Cost |
|---|---|
| Kemper | $133 |
| Plymouth Rock Assurance | $178 |
| Safeco Insurance | $191 |
| Geico | $199 |
Savings for Every Kind of Locust Manor Driver
Based on our extensive insurance data, we know the average Locust Manor driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,081 per year by choosing the right vehicle insurance company. Some Locust Manor residents are paying out over $3,627 extra every year for auto insurance in Locust Manor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Locust Manor, Queens, NY Savings / Yr. |
|---|---|
$1,081 |
|
$690 |
|
$1,378 |
|
$1,394 |
|
$3,415 |
|
$1,143 |
|
$1,820 |
Locust Manor Car Insurance vs. Queens
People living in Locust Manor pay an average of 49.58% more than the typical driver in the state. The average driver in Locust Manor can expect to pay about $2,631 per year, or $3,627 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Locust Manor for most people.
Car Insurance Prices by Locust Manor Neighborhood
Insurance Prices
Where is insurance cheapest within Locust Manor?
The map shows insurance prices in and around Locust Manor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,715 to a low of $3,483. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Locust Manor.Pick the Best Car Insurance Company for You in Locust Manor
The best car insurance provider for most drivers in Locust Manor
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,081 over the average Locust Manor car insurance company.
The best car insurance provider for Locust Manor drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $690 over the competition.
The best car insurance company for Locust Manor drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,378 better than other car insurance companies.
The best auto insurance for Locust Manor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,394 less each year.
The least expensive car insurance company for new and young drivers in Locust Manor
In Locust Manor, Progressive costs young drivers $3,415 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Locust Manor
Progressive gave the largest car insurance discounts to married couples, averaging $1,143 saved each year compared to an average Locust Manor couple's premiums.
The cheapest car insurance in Locust Manor for drivers with bad credit
The best Locust Manor car insurance company for customer service
Nationwide was the best company for customer service in Locust Manor according to the NAIC.
Recent price drops
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The cheapest large national provider in Locust Manor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Locust Manor driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Locust Manor, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Locust Manor
What Influences the Cost of Car Insurance in Locust Manor?
On average, car insurance in Locust Manor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Locust Manor is 61 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Locust Manor are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Locust Manor is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Locust Manor is $219 per month for minimum coverage and $302 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rochdale Village: Insurance costs 2.62% less
- Springfield Gardens: Insurance costs 2.07% less
- St Albans: Insurance costs 0.55% less
- South Ozone Park: Insurance costs 3.56% less
- Jamaica: Insurance costs 3.50% less
- Laurelton: Insurance costs 0.77% less
- Hollis: Insurance costs 3.80% less
- Cambria Heights: Insurance costs 2.04% less
- Richmond Hill: Insurance costs 2.43% less
- Rosedale: Insurance costs 2.45% less
Neighborhoods with Similar Populations
- Heron Walk: Insurance costs 56.30% less
- Morningside Park: Insurance costs 28.29% less
- Logan Circle: Insurance costs 38.71% less
- Lincoln Heights: Insurance costs 60.82% less
- Lanham-Seabrook: Insurance costs 37.47% less
- Lakeview Terrace: Insurance costs 32.59% less
- La Sierra South: Insurance costs 38.85% less
- Koolauloa: Insurance costs 61.84% less
- Kenmore: Insurance costs 67.44% less
- Joaquin: Insurance costs 60.27% less