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Get Cheap Car Insurance in Lanham-Seabrook, Lanham, MD
We monitor insurance prices, helping the average driver in Lanham-Seabrook save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Lanham-Seabrook
The chart below shows the cheapest car insurance company in Lanham-Seabrook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Lanham-Seabrook Insurer | Monthly Cost |
|---|---|
| State Farm | $105 |
| Erie Insurance | $106 |
| Travelers | $121 |
| Safeco Insurance | $126 |
Savings for Every Kind of Lanham-Seabrook Driver
Based on our extensive insurance data, we know the average Lanham-Seabrook driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Lanham-Seabrook residents are paying out over $2,268 extra every year for auto insurance in Lanham-Seabrook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lanham-Seabrook, Lanham, MD Savings / Yr. |
|---|---|
$422 |
|
$397 |
|
$461 |
|
$744 |
|
$1,431 |
|
$256 |
|
$1,000 |
Lanham-Seabrook Car Insurance vs. Lanham
People living in Lanham-Seabrook pay an average of 22.38% more than the typical driver in the state. The average driver in Lanham-Seabrook can expect to pay about $1,546 per year, or $2,268 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Lanham-Seabrook for most people.
Car Insurance Prices by Lanham-Seabrook Neighborhood
Insurance Prices
Where is insurance cheapest within Lanham-Seabrook?
The map shows insurance prices in and around Lanham-Seabrook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $251 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,422 to a low of $2,171. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Lanham-Seabrook.Pick the Best Car Insurance Company for You in Lanham-Seabrook
The best car insurance provider for most drivers in Lanham-Seabrook
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $422 over the average Lanham-Seabrook car insurance company.
The best car insurance provider for Lanham-Seabrook drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $397 over the competition.
The best car insurance company for Lanham-Seabrook drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $461 better than other car insurance companies.
The best auto insurance for Lanham-Seabrook drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $744 less each year.
The least expensive car insurance company for new and young drivers in Lanham-Seabrook
In Lanham-Seabrook, Erie Insurance costs young drivers $1,431 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lanham-Seabrook
State Farm gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Lanham-Seabrook couple's premiums.
The cheapest car insurance in Lanham-Seabrook for drivers with bad credit
The best Lanham-Seabrook car insurance company for customer service
Nationwide was the best company for customer service in Lanham-Seabrook according to the NAIC.
Recent price drops
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The cheapest large national provider in Lanham-Seabrook
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lanham-Seabrook driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lanham-Seabrook, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Lanham-Seabrook
What Influences the Cost of Car Insurance in Lanham-Seabrook?
On average, car insurance in Lanham-Seabrook is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lanham-Seabrook is 42 minutes, which is a little more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lanham-Seabrook are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lanham-Seabrook is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lanham-Seabrook is $129 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Goddard: Insurance costs 0.40% less
- Woodlawn Hayattsville: Insurance costs 3.09% more
- Greater Landover: Insurance costs 6.31% more
- Ellaville: Insurance costs 1.06% less
- Deanwood: Insurance costs 11.68% more
- Woodridge: Insurance costs 4.76% more
- Green Meadows: Insurance costs 2.43% more
- Walker Mill: Insurance costs 6.57% more
- Hillandale: Insurance costs 2.82% less
- Langley Park: Insurance costs 2.47% more
Neighborhoods with Similar Populations
- Nestor: Insurance costs 12.17% less
- Southern Highlands: Insurance costs 5.11% more
- South Westminster: Insurance costs 6.92% less
- South West: Insurance costs 1.50% more
- South Side: Insurance costs 45.19% more
- South Side: Insurance costs 42.37% less
- South Lowell: Insurance costs 22.57% less
- South Land Park: Insurance costs 5.25% less
- South Broadway: Insurance costs 42.68% less
- Santa Anita: Insurance costs 2.34% more