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Get Cheap Car Insurance in South Side, Mount Vernon, NY
We monitor insurance prices, helping the average driver in South Side save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Side
The chart below shows the cheapest car insurance company in South Side for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Side Insurer | Monthly Cost |
|---|---|
| Kemper | $121 |
| Plymouth Rock Assurance | $161 |
| Safeco Insurance | $173 |
| Geico | $181 |
Savings for Every Kind of South Side Driver
Based on our extensive insurance data, we know the average South Side driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $982 per year by choosing the right vehicle insurance company. Some South Side residents are paying out over $3,293 extra every year for auto insurance in South Side. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Side, Mount Vernon, NY Savings / Yr. |
|---|---|
$982 |
|
$626 |
|
$1,251 |
|
$1,265 |
|
$3,100 |
|
$1,037 |
|
$1,652 |
South Side Car Insurance vs. Mount Vernon
People living in South Side pay an average of 35.78% more than the typical driver in the state. The average driver in South Side can expect to pay about $2,388 per year, or $3,293 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Side for most people.
Car Insurance Prices by South Side Neighborhood
Insurance Prices
Where is insurance cheapest within South Side?
The map shows insurance prices in and around South Side, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $783 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,535 to a low of $2,752. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of South Side.Pick the Best Car Insurance Company for You in South Side
The best car insurance provider for most drivers in South Side
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $982 over the average South Side car insurance company.
The best car insurance provider for South Side drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $626 over the competition.
The best car insurance company for South Side drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,251 better than other car insurance companies.
The best auto insurance for South Side drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,265 less each year.
The least expensive car insurance company for new and young drivers in South Side
In South Side, Progressive costs young drivers $3,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Side
Progressive gave the largest car insurance discounts to married couples, averaging $1,037 saved each year compared to an average South Side couple's premiums.
The cheapest car insurance in South Side for drivers with bad credit
The best South Side car insurance company for customer service
Nationwide was the best company for customer service in South Side according to the NAIC.
Recent price drops
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The cheapest large national provider in South Side
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Side driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Side, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Side
What Influences the Cost of Car Insurance in South Side?
On average, car insurance in South Side is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Side is 49 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Side are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Side is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Side is $199 per month for minimum coverage and $274 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Side: Insurance costs 6.19% less
- Southeast Yonkers: Insurance costs 10.87% less
- Wakefield-Williamsbridge: Insurance costs 8.32% more
- Eastchester: Insurance costs 0.12% more
- Lawrence Park: Insurance costs 16.37% less
- Woodlawn: Insurance costs 4.19% less
- Country Club: Insurance costs 3.34% more
- Lincoln Park: Insurance costs 16.13% less
- Baychester: Insurance costs 5.71% more
- Cedar Knolls: Insurance costs 14.82% less
Neighborhoods with Similar Populations
- Airline: Insurance costs 36.96% less
- Woodlawn: Insurance costs 4.19% less
- Winter Hill: Insurance costs 38.63% less
- Winter Gardens: Insurance costs 40.51% less
- Windsor Park: Insurance costs 37.14% less
- Widefield: Insurance costs 38.69% less
- Whittier: Insurance costs 39.51% less
- whitehall: Insurance costs 56.06% less
- West Side: Insurance costs 42.06% less
- Valley Station: Insurance costs 34.35% less