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Get Cheap Car Insurance in North Side, Mount Vernon, NY
We monitor insurance prices, helping the average driver in North Side save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Side
The chart below shows the cheapest car insurance company in North Side for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Side Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $151 |
| Safeco Insurance | $163 |
| Geico | $170 |
Savings for Every Kind of North Side Driver
Based on our extensive insurance data, we know the average North Side driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $921 per year by choosing the right vehicle insurance company. Some North Side residents are paying out over $3,089 extra every year for auto insurance in North Side. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Side, Mount Vernon, NY Savings / Yr. |
|---|---|
$921 |
|
$587 |
|
$1,173 |
|
$1,187 |
|
$2,908 |
|
$973 |
|
$1,550 |
North Side Car Insurance vs. Mount Vernon
People living in North Side pay an average of 27.38% more than the typical driver in the state. The average driver in North Side can expect to pay about $2,241 per year, or $3,089 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Side for most people.
Car Insurance Prices by North Side Neighborhood
Insurance Prices
Where is insurance cheapest within North Side?
The map shows insurance prices in and around North Side, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $784 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,469 to a low of $2,685. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of North Side.Pick the Best Car Insurance Company for You in North Side
The best car insurance provider for most drivers in North Side
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $921 over the average North Side car insurance company.
The best car insurance provider for North Side drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.
The best car insurance company for North Side drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,173 better than other car insurance companies.
The best auto insurance for North Side drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,187 less each year.
The least expensive car insurance company for new and young drivers in North Side
In North Side, Progressive costs young drivers $2,908 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Side
Progressive gave the largest car insurance discounts to married couples, averaging $973 saved each year compared to an average North Side couple's premiums.
The cheapest car insurance in North Side for drivers with bad credit
The best North Side car insurance company for customer service
Nationwide was the best company for customer service in North Side according to the NAIC.
Recent price drops
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The cheapest large national provider in North Side
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Side driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Side, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Side
What Influences the Cost of Car Insurance in North Side?
On average, car insurance in North Side is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Side is 43 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Side are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Side is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Side is $187 per month for minimum coverage and $257 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Side: Insurance costs 6.60% more
- Southeast Yonkers: Insurance costs 4.99% less
- Lawrence Park: Insurance costs 10.84% less
- Lincoln Park: Insurance costs 10.59% less
- Cedar Knolls: Insurance costs 9.19% less
- Wakefield-Williamsbridge: Insurance costs 15.47% more
- Woodlawn: Insurance costs 2.14% more
- Bryn Mawr: Insurance costs 14.41% less
- Eastchester: Insurance costs 6.73% more
- Nodine Hill: Insurance costs 6.38% more
Neighborhoods with Similar Populations
- Carrollwood: Insurance costs 3.20% less
- Rhodes Ranch: Insurance costs 18.81% less
- North Lawndale: Insurance costs 33.02% less
- Aliamanu: Insurance costs 53.90% less
- Capitol: Insurance costs 62.42% less
- Payne Phallen: Insurance costs 35.48% less
- Ettingville: Insurance costs 11.49% less
- Northwest: Insurance costs 31.73% less
- Holmesburg: Insurance costs 47.81% less
- West Lawn: Insurance costs 35.84% less