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Get Cheap Car Insurance in North Lawndale, Chicago, IL
We monitor insurance prices, helping the average driver in North Lawndale save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in North Lawndale
The chart below shows the cheapest car insurance company in North Lawndale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| North Lawndale Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Country Financial | $75 |
| Metromile | $82 |
| American Family Insurance | $88 |
Savings for Every Kind of North Lawndale Driver
Based on our extensive insurance data, we know the average North Lawndale driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $483 per year by choosing the right vehicle insurance company. Some North Lawndale residents are paying out over $2,069 extra every year for auto insurance in North Lawndale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lawndale, Chicago, IL Savings / Yr. |
|---|---|
$483 |
|
$909 |
|
$727 |
|
$763 |
|
$1,878 |
|
$541 |
|
$694 |
North Lawndale Car Insurance vs. Chicago
People living in North Lawndale pay an average of 36.91% more than the typical driver in the state. The average driver in North Lawndale can expect to pay about $1,228 per year, or $2,069 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in North Lawndale for most people.
Car Insurance Prices by North Lawndale Neighborhood
Insurance Prices
Where is insurance cheapest within North Lawndale?
The map shows insurance prices in and around North Lawndale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,204 to a low of $1,839. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of North Lawndale.Pick the Best Car Insurance Company for You in North Lawndale
The best car insurance provider for most drivers in North Lawndale
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $483 over the average North Lawndale car insurance company.
The best car insurance provider for North Lawndale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $909 over the competition.
The best car insurance company for North Lawndale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $727 better than other car insurance companies.
The best auto insurance for North Lawndale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in North Lawndale
In North Lawndale, State Farm costs young drivers $1,878 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lawndale
State Farm gave the largest car insurance discounts to married couples, averaging $541 saved each year compared to an average North Lawndale couple's premiums.
The cheapest car insurance in North Lawndale for drivers with bad credit
The best North Lawndale car insurance company for customer service
Nationwide was the best company for customer service in North Lawndale according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lawndale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Lawndale driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lawndale, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around North Lawndale
What Influences the Cost of Car Insurance in North Lawndale?
On average, car insurance in North Lawndale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Lawndale is 49 minutes, which is far more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Lawndale are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Lawndale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Lawndale is $102 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Garfield Park: Insurance costs 0.97% more
- South Lawndale: Insurance costs 3.00% less
- Bohemian California: Insurance costs 2.17% less
- Whiskey Point: Insurance costs 2.03% less
- Crawford: Insurance costs 3.82% less
- East Garfield Park: Insurance costs 0.43% less
- Central Park: Insurance costs the same
- Claremont Cottages: Insurance costs 8.31% less
- Mandell: Insurance costs 0.72% more
- Lower West Side: Insurance costs 3.38% less
Neighborhoods with Similar Populations
- Bustleton: Insurance costs 23.01% less
- West: Insurance costs 35.72% less
- Berryessa: Insurance costs 0.87% less
- Desert View: Insurance costs 7.73% less
- Central Southwest: Insurance costs 3.48% more
- Central Escondido: Insurance costs 0.29% less
- West End: Insurance costs 23.59% less
- Watts: Insurance costs 23.78% more
- Brighton Park: Insurance costs 2.95% less
- Walnut Valley: Insurance costs 8.02% more