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Get Cheap Car Insurance in Brighton Park, Chicago, IL
We monitor insurance prices, helping the average driver in Brighton Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Brighton Park
The chart below shows the cheapest car insurance company in Brighton Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Brighton Park Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Country Financial | $73 |
| Metromile | $80 |
| American Family Insurance | $85 |
Savings for Every Kind of Brighton Park Driver
Based on our extensive insurance data, we know the average Brighton Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Brighton Park residents are paying out over $2,008 extra every year for auto insurance in Brighton Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brighton Park, Chicago, IL Savings / Yr. |
|---|---|
$469 |
|
$882 |
|
$706 |
|
$740 |
|
$1,823 |
|
$525 |
|
$674 |
Brighton Park Car Insurance vs. Chicago
People living in Brighton Park pay an average of 32.90% more than the typical driver in the state. The average driver in Brighton Park can expect to pay about $1,192 per year, or $2,008 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Brighton Park for most people.
Car Insurance Prices by Brighton Park Neighborhood
Insurance Prices
Where is insurance cheapest within Brighton Park?
The map shows insurance prices in and around Brighton Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $276 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,107 to a low of $1,831. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Brighton Park.Pick the Best Car Insurance Company for You in Brighton Park
The best car insurance provider for most drivers in Brighton Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $469 over the average Brighton Park car insurance company.
The best car insurance provider for Brighton Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $882 over the competition.
The best car insurance company for Brighton Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $706 better than other car insurance companies.
The best auto insurance for Brighton Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in Brighton Park
In Brighton Park, State Farm costs young drivers $1,823 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brighton Park
State Farm gave the largest car insurance discounts to married couples, averaging $525 saved each year compared to an average Brighton Park couple's premiums.
The cheapest car insurance in Brighton Park for drivers with bad credit
The best Brighton Park car insurance company for customer service
Nationwide was the best company for customer service in Brighton Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Brighton Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brighton Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brighton Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Brighton Park
What Influences the Cost of Car Insurance in Brighton Park?
On average, car insurance in Brighton Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brighton Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Brighton Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brighton Park is $99 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Corwith: Insurance costs 0.85% more
- Ducktown: Insurance costs 2.94% less
- Gage Park: Insurance costs 0.80% more
- Back of the Yards: Insurance costs 0.65% more
- Garfield Manor: Insurance costs 0.25% less
- Mount Pleasant: Insurance costs 2.54% less
- Archer Heights: Insurance costs 2.39% less
- New City: Insurance costs 1.25% more
- South Lawndale: Insurance costs 0.05% less
- West Elsdon: Insurance costs 0.60% less
Neighborhoods with Similar Populations
- Bay Area: Insurance costs 10.96% less
- Hollywood Hills: Insurance costs 20.87% more
- Downtown Seattle: Insurance costs 15.84% less
- Morningside Heights: Insurance costs 53.83% more
- Inner Richmond: Insurance costs 13.60% more
- Oak Lane: Insurance costs 9.56% less
- Westland: Insurance costs 41.09% less
- Avondale: Insurance costs 3.49% less
- North San Jose: Insurance costs 4.18% more
- Silver Lake: Insurance costs 23.56% more