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Get Cheap Car Insurance in Back of the Yards, Chicago, IL
We monitor insurance prices, helping the average driver in Back of the Yards save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Back of the Yards
The chart below shows the cheapest car insurance company in Back of the Yards for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Back of the Yards Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Country Financial | $74 |
| Metromile | $80 |
| American Family Insurance | $86 |
Savings for Every Kind of Back of the Yards Driver
Based on our extensive insurance data, we know the average Back of the Yards driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $472 per year by choosing the right vehicle insurance company. Some Back of the Yards residents are paying out over $2,021 extra every year for auto insurance in Back of the Yards. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Back of the Yards, Chicago, IL Savings / Yr. |
|---|---|
$472 |
|
$888 |
|
$710 |
|
$745 |
|
$1,835 |
|
$528 |
|
$678 |
Back of the Yards Car Insurance vs. Chicago
People living in Back of the Yards pay an average of 33.77% more than the typical driver in the state. The average driver in Back of the Yards can expect to pay about $1,200 per year, or $2,021 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Back of the Yards for most people.
Car Insurance Prices by Back of the Yards Neighborhood
Insurance Prices
Where is insurance cheapest within Back of the Yards?
The map shows insurance prices in and around Back of the Yards, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $363 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,212 to a low of $1,849. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Back of the Yards.Pick the Best Car Insurance Company for You in Back of the Yards
The best car insurance provider for most drivers in Back of the Yards
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $472 over the average Back of the Yards car insurance company.
The best car insurance provider for Back of the Yards drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $888 over the competition.
The best car insurance company for Back of the Yards drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $710 better than other car insurance companies.
The best auto insurance for Back of the Yards drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $745 less each year.
The least expensive car insurance company for new and young drivers in Back of the Yards
In Back of the Yards, State Farm costs young drivers $1,835 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Back of the Yards
State Farm gave the largest car insurance discounts to married couples, averaging $528 saved each year compared to an average Back of the Yards couple's premiums.
The cheapest car insurance in Back of the Yards for drivers with bad credit
The best Back of the Yards car insurance company for customer service
Nationwide was the best company for customer service in Back of the Yards according to the NAIC.
Recent price drops
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The cheapest large national provider in Back of the Yards
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Back of the Yards driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Back of the Yards, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Back of the Yards
What Influences the Cost of Car Insurance in Back of the Yards?
On average, car insurance in Back of the Yards is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Back of the Yards is 46 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Back of the Yards are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Back of the Yards is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Back of the Yards is $100 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- New City: Insurance costs 0.59% more
- Gage Park: Insurance costs 0.15% more
- Brighton Park: Insurance costs 0.64% less
- Canaryville: Insurance costs 12.86% less
- Mount Pleasant: Insurance costs 3.17% less
- Ducktown: Insurance costs 3.56% less
- Garfield Manor: Insurance costs 0.89% less
- West Englewood: Insurance costs 3.46% more
- Corwith: Insurance costs 0.20% more
- Englewood: Insurance costs 2.57% more
Neighborhoods with Similar Populations
- East Bloomington: Insurance costs 9.35% less
- Camp Pendleton South: Insurance costs 7.52% less
- South: Insurance costs 26.18% less
- Eads-Fisherville: Insurance costs 25.53% less
- North Redlands: Insurance costs 5.79% more
- McGinley Square: Insurance costs 19.94% more
- East Side: Insurance costs 2.47% less
- Sheep Mountain: Insurance costs 18.06% more
- Sommerset West-Elmonica South: Insurance costs 17.71% less
- 19th Ward: Insurance costs 38.94% more