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Get Cheap Car Insurance in West Englewood, Chicago, IL
We monitor insurance prices, helping the average driver in West Englewood save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in West Englewood
The chart below shows the cheapest car insurance company in West Englewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| West Englewood Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Country Financial | $76 |
| Metromile | $83 |
| American Family Insurance | $89 |
Savings for Every Kind of West Englewood Driver
Based on our extensive insurance data, we know the average West Englewood driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some West Englewood residents are paying out over $2,091 extra every year for auto insurance in West Englewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Englewood, Chicago, IL Savings / Yr. |
|---|---|
$488 |
|
$919 |
|
$735 |
|
$771 |
|
$1,898 |
|
$547 |
|
$702 |
West Englewood Car Insurance vs. Chicago
People living in West Englewood pay an average of 38.37% more than the typical driver in the state. The average driver in West Englewood can expect to pay about $1,241 per year, or $2,091 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in West Englewood for most people.
Car Insurance Prices by West Englewood Neighborhood
Insurance Prices
Where is insurance cheapest within West Englewood?
The map shows insurance prices in and around West Englewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $304 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,265 to a low of $1,961. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of West Englewood.Pick the Best Car Insurance Company for You in West Englewood
The best car insurance provider for most drivers in West Englewood
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $488 over the average West Englewood car insurance company.
The best car insurance provider for West Englewood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $919 over the competition.
The best car insurance company for West Englewood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $735 better than other car insurance companies.
The best auto insurance for West Englewood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $771 less each year.
The least expensive car insurance company for new and young drivers in West Englewood
In West Englewood, State Farm costs young drivers $1,898 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Englewood
State Farm gave the largest car insurance discounts to married couples, averaging $547 saved each year compared to an average West Englewood couple's premiums.
The cheapest car insurance in West Englewood for drivers with bad credit
The best West Englewood car insurance company for customer service
Nationwide was the best company for customer service in West Englewood according to the NAIC.
Recent price drops
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The cheapest large national provider in West Englewood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average West Englewood driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Englewood, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around West Englewood
What Influences the Cost of Car Insurance in West Englewood?
On average, car insurance in West Englewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West Englewood is 48 minutes, which is a little more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Englewood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- West Englewood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Englewood is $103 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Englewood: Insurance costs 0.86% less
- Becks Park: Insurance costs 1.63% less
- Chicago Lawn: Insurance costs 1.72% less
- New City: Insurance costs 2.77% less
- Gage Park: Insurance costs 3.20% less
- South Englewood: Insurance costs 1.96% less
- Back of the Yards: Insurance costs 3.35% less
- Auburn Gresham: Insurance costs 0.81% less
- Auburn Park: Insurance costs 1.05% less
- Chester Highlands: Insurance costs 3.01% less
Neighborhoods with Similar Populations
- Parkside: Insurance costs 8.23% more
- Belmont: Insurance costs 67.14% more
- Bridgeport: Insurance costs 9.52% less
- Cal Young: Insurance costs 30.18% less
- Catholic University-Brookland: Insurance costs 13.53% more
- Centennial: Insurance costs 9.28% less
- City Center East: Insurance costs 25.59% less
- Great Bridge: Insurance costs 42.52% less
- South Philadelphia: Insurance costs 19.23% less
- North End: Insurance costs 26.69% less