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Get Cheap Car Insurance in South Englewood, Chicago, IL
We monitor insurance prices, helping the average driver in South Englewood save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in South Englewood
The chart below shows the cheapest car insurance company in South Englewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| South Englewood Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Country Financial | $75 |
| Metromile | $81 |
| American Family Insurance | $87 |
Savings for Every Kind of South Englewood Driver
Based on our extensive insurance data, we know the average South Englewood driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some South Englewood residents are paying out over $2,050 extra every year for auto insurance in South Englewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Englewood, Chicago, IL Savings / Yr. |
|---|---|
$479 |
|
$901 |
|
$720 |
|
$756 |
|
$1,861 |
|
$536 |
|
$688 |
South Englewood Car Insurance vs. Chicago
People living in South Englewood pay an average of 35.65% more than the typical driver in the state. The average driver in South Englewood can expect to pay about $1,217 per year, or $2,050 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in South Englewood for most people.
Car Insurance Prices by South Englewood Neighborhood
Insurance Prices
Where is insurance cheapest within South Englewood?
The map shows insurance prices in and around South Englewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,204 to a low of $1,934. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of South Englewood.Pick the Best Car Insurance Company for You in South Englewood
The best car insurance provider for most drivers in South Englewood
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $479 over the average South Englewood car insurance company.
The best car insurance provider for South Englewood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for South Englewood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $720 better than other car insurance companies.
The best auto insurance for South Englewood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $756 less each year.
The least expensive car insurance company for new and young drivers in South Englewood
In South Englewood, State Farm costs young drivers $1,861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Englewood
State Farm gave the largest car insurance discounts to married couples, averaging $536 saved each year compared to an average South Englewood couple's premiums.
The cheapest car insurance in South Englewood for drivers with bad credit
The best South Englewood car insurance company for customer service
Nationwide was the best company for customer service in South Englewood according to the NAIC.
Recent price drops
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The cheapest large national provider in South Englewood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Englewood driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Englewood, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Englewood
What Influences the Cost of Car Insurance in South Englewood?
On average, car insurance in South Englewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Englewood is 53 minutes, which is far more than average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Englewood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- South Englewood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Englewood is $101 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Auburn Gresham: Insurance costs 1.17% more
- Brainerd: Insurance costs 0.49% less
- Chester Highlands: Insurance costs 1.07% less
- Auburn Park: Insurance costs 0.93% more
- West Englewood: Insurance costs 2.00% more
- Becks Park: Insurance costs 0.34% more
- Washington Heights: Insurance costs 0.20% less
- Englewood: Insurance costs 1.12% more
- Chicago Lawn: Insurance costs 0.24% more
- Beverly: Insurance costs 12.68% less
Neighborhoods with Similar Populations
- Washington Manor-Bonaire: Insurance costs 6.20% more
- Carterville: Insurance costs 29.12% less
- Cascade: Insurance costs 8.83% less
- Castro-Upper Market: Insurance costs 11.51% more
- Central City: Insurance costs 91.17% more
- Dock Square: Insurance costs 8.83% less
- Rancho Rinconada: Insurance costs 0.39% more
- Torrey Pines: Insurance costs 2.10% less
- U Street Corridor: Insurance costs 11.80% more
- Upper Eastside: Insurance costs 61.46% more