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Get Cheap Car Insurance in 19th Ward, Rochester, NY
We monitor insurance prices, helping the average driver in 19th Ward save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in 19th Ward
The chart below shows the cheapest car insurance company in 19th Ward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| 19th Ward Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $138 |
| Safeco Insurance | $148 |
| Geico | $154 |
Savings for Every Kind of 19th Ward Driver
Based on our extensive insurance data, we know the average 19th Ward driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $837 per year by choosing the right vehicle insurance company. Some 19th Ward residents are paying out over $2,808 extra every year for auto insurance in 19th Ward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
19th Ward, Rochester, NY Savings / Yr. |
|---|---|
$837 |
|
$534 |
|
$1,067 |
|
$1,079 |
|
$2,644 |
|
$885 |
|
$1,409 |
19th Ward Car Insurance vs. Rochester
People living in 19th Ward pay an average of 15.81% more than the typical driver in the state. The average driver in 19th Ward can expect to pay about $2,037 per year, or $2,808 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in 19th Ward for most people.
Car Insurance Prices by 19th Ward Neighborhood
Insurance Prices
Where is insurance cheapest within 19th Ward?
The map shows insurance prices in and around 19th Ward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,144 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,202 to a low of $2,058. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of 19th Ward.Pick the Best Car Insurance Company for You in 19th Ward
The best car insurance provider for most drivers in 19th Ward
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $837 over the average 19th Ward car insurance company.
The best car insurance provider for 19th Ward drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $534 over the competition.
The best car insurance company for 19th Ward drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,067 better than other car insurance companies.
The best auto insurance for 19th Ward drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,079 less each year.
The least expensive car insurance company for new and young drivers in 19th Ward
In 19th Ward, Progressive costs young drivers $2,644 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 19th Ward
Progressive gave the largest car insurance discounts to married couples, averaging $885 saved each year compared to an average 19th Ward couple's premiums.
The cheapest car insurance in 19th Ward for drivers with bad credit
The best 19th Ward car insurance company for customer service
Recent price drops
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The cheapest large national provider in 19th Ward
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 19th Ward driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 19th Ward, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around 19th Ward
What Influences the Cost of Car Insurance in 19th Ward?
On average, car insurance in 19th Ward is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 19th Ward are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 19th Ward is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 19th Ward is $170 per month for minimum coverage and $234 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Genesee-Jefferson: Insurance costs 6.16% more
- Plymouth-Exchange: Insurance costs 7.83% more
- Dutchtown: Insurance costs 0.21% less
- Strong: Insurance costs 18.63% less
- Corn Hill: Insurance costs 11.97% less
- Highland: Insurance costs 15.92% less
- South Wedge: Insurance costs 12.78% less
- Lyell-Otis: Insurance costs 1.18% less
- Ellwanger-Barry: Insurance costs 20.37% less
- Central Business District-Rochester: Insurance costs 10.83% less
Neighborhoods with Similar Populations
- Camp Pendleton South: Insurance costs 33.44% less
- East Bloomington: Insurance costs 34.76% less
- Rosedale: Insurance costs 30.73% less
- North Redlands: Insurance costs 23.86% less
- Sommerset West-Elmonica South: Insurance costs 40.78% less
- East Side: Insurance costs 29.81% less
- Sheep Mountain: Insurance costs 15.03% less
- Sunrise: Insurance costs 2.10% less
- Mount Greenwood: Insurance costs 40.88% less
- South: Insurance costs 46.87% less