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Get Cheap Car Insurance in Dutchtown, Rochester, NY
We monitor insurance prices, helping the average driver in Dutchtown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Dutchtown
The chart below shows the cheapest car insurance company in Dutchtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Dutchtown Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $137 |
| Safeco Insurance | $148 |
| Geico | $154 |
Savings for Every Kind of Dutchtown Driver
Based on our extensive insurance data, we know the average Dutchtown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $835 per year by choosing the right vehicle insurance company. Some Dutchtown residents are paying out over $2,802 extra every year for auto insurance in Dutchtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dutchtown, Rochester, NY Savings / Yr. |
|---|---|
$835 |
|
$533 |
|
$1,064 |
|
$1,077 |
|
$2,638 |
|
$883 |
|
$1,406 |
Dutchtown Car Insurance vs. Rochester
People living in Dutchtown pay an average of 15.55% more than the typical driver in the state. The average driver in Dutchtown can expect to pay about $2,033 per year, or $2,802 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Dutchtown for most people.
Car Insurance Prices by Dutchtown Neighborhood
Insurance Prices
Where is insurance cheapest within Dutchtown?
The map shows insurance prices in and around Dutchtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $880 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,991 to a low of $2,111. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Dutchtown.Pick the Best Car Insurance Company for You in Dutchtown
The best car insurance provider for most drivers in Dutchtown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $835 over the average Dutchtown car insurance company.
The best car insurance provider for Dutchtown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $533 over the competition.
The best car insurance company for Dutchtown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,064 better than other car insurance companies.
The best auto insurance for Dutchtown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,077 less each year.
The least expensive car insurance company for new and young drivers in Dutchtown
In Dutchtown, Progressive costs young drivers $2,638 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dutchtown
Progressive gave the largest car insurance discounts to married couples, averaging $883 saved each year compared to an average Dutchtown couple's premiums.
The cheapest car insurance in Dutchtown for drivers with bad credit
The best Dutchtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dutchtown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dutchtown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dutchtown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Dutchtown
What Influences the Cost of Car Insurance in Dutchtown?
On average, car insurance in Dutchtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dutchtown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Dutchtown is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dutchtown is $169 per month for minimum coverage and $234 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lyell-Otis: Insurance costs 0.96% less
- Edgerton: Insurance costs 3.46% more
- 19th Ward: Insurance costs 0.21% more
- Genesee-Jefferson: Insurance costs 6.39% more
- Corn Hill: Insurance costs 11.78% less
- Plymouth-Exchange: Insurance costs 8.07% more
- Central Business District-Rochester: Insurance costs 10.64% less
- Upper Falls: Insurance costs 5.67% more
- La Avenida: Insurance costs 4.68% more
- South Wedge: Insurance costs 12.60% less
Neighborhoods with Similar Populations
- United Westwood: Insurance costs 27.91% less
- West Hills: Insurance costs 5.75% less
- Biscayne: Insurance costs 12.81% less
- Blue Oaks: Insurance costs 27.69% less
- Brookside Glen: Insurance costs 34.15% less
- Bunker Hill: Insurance costs 52.28% less
- Burke Acres: Insurance costs 10.21% more
- California: Insurance costs 2.11% less
- Canfield Manor: Insurance costs 20.13% more
- Castlewood Park: Insurance costs 19.70% less