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Get Cheap Car Insurance in Castlewood Park, Lexington, KY
We monitor insurance prices, helping the average driver in Castlewood Park save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Castlewood Park
The chart below shows the cheapest car insurance company in Castlewood Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Castlewood Park Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $101 |
Savings for Every Kind of Castlewood Park Driver
Based on our extensive insurance data, we know the average Castlewood Park driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $568 per year by choosing the right vehicle insurance company. Some Castlewood Park residents are paying out over $2,250 extra every year for auto insurance in Castlewood Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Castlewood Park, Lexington, KY Savings / Yr. |
|---|---|
$568 |
|
$932 |
|
$917 |
|
$928 |
|
$1,837 |
|
$615 |
|
$985 |
Castlewood Park Car Insurance vs. Lexington
People living in Castlewood Park pay an average of 5.45% more than the typical driver in the state. The average driver in Castlewood Park can expect to pay about $1,159 per year, or $2,250 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Castlewood Park for most people.
Car Insurance Prices by Castlewood Park Neighborhood
Insurance Prices
Where is insurance cheapest within Castlewood Park?
The map shows insurance prices in and around Castlewood Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $285 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,406 to a low of $2,121. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Castlewood Park.Pick the Best Car Insurance Company for You in Castlewood Park
The best car insurance provider for most drivers in Castlewood Park
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $568 over the average Castlewood Park car insurance company.
The best car insurance provider for Castlewood Park drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $932 over the competition.
The best car insurance company for Castlewood Park drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $917 better than other car insurance companies.
The best auto insurance for Castlewood Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $928 less each year.
The least expensive car insurance company for new and young drivers in Castlewood Park
In Castlewood Park, State Farm costs young drivers $1,837 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Castlewood Park
State Farm gave the largest car insurance discounts to married couples, averaging $615 saved each year compared to an average Castlewood Park couple's premiums.
The cheapest car insurance in Castlewood Park for drivers with bad credit
The best Castlewood Park car insurance company for customer service
Nationwide was the best company for customer service in Castlewood Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Castlewood Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Castlewood Park driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Castlewood Park, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Castlewood Park
What Influences the Cost of Car Insurance in Castlewood Park?
On average, car insurance in Castlewood Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Castlewood Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Castlewood Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Castlewood Park is $97 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Duncan Park: Insurance costs 3.60% more
- Kenawood-Rockwood: Insurance costs 1.69% less
- Fairway-Liberty Heights: Insurance costs 5.64% less
- Eastland Park-Dixie Plantation: Insurance costs 0.67% less
- Downtown Lexington: Insurance costs 2.36% less
- Marriott's Griffin Gate Golf Culb: Insurance costs 6.13% more
- Mount Vernon-Hollywood-Montclair: Insurance costs 6.31% less
- Chevy Chase-Ashland Park: Insurance costs 6.53% less
- University of Kentucky: Insurance costs 6.18% less
- Virginia Ave: Insurance costs 6.89% less
Neighborhoods with Similar Populations
- Garden Springs: Insurance costs 4.80% less
- Miller Creek: Insurance costs 32.93% less
- Milkhouse: Insurance costs 23.02% less
- Melrose Park: Insurance costs 54.58% more
- Maple Heights-Lake Desire: Insurance costs 30.93% less
- Manton: Insurance costs 19.87% more
- Lower East: Insurance costs 6.00% less
- Loch Raven Manor: Insurance costs 11.24% less
- Golden Crest: Insurance costs 25.02% more
- Mt Ivy: Insurance costs 18.40% more