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Get Cheap Car Insurance in Kenawood-Rockwood, Lexington, KY
We monitor insurance prices, helping the average driver in Kenawood-Rockwood save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Kenawood-Rockwood
The chart below shows the cheapest car insurance company in Kenawood-Rockwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Kenawood-Rockwood Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $92 |
| Geico | $99 |
Savings for Every Kind of Kenawood-Rockwood Driver
Based on our extensive insurance data, we know the average Kenawood-Rockwood driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $559 per year by choosing the right vehicle insurance company. Some Kenawood-Rockwood residents are paying out over $2,212 extra every year for auto insurance in Kenawood-Rockwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kenawood-Rockwood, Lexington, KY Savings / Yr. |
|---|---|
$559 |
|
$917 |
|
$902 |
|
$912 |
|
$1,806 |
|
$604 |
|
$968 |
Kenawood-Rockwood Car Insurance vs. Lexington
People living in Kenawood-Rockwood pay an average of 3.68% more than the typical driver in the state. The average driver in Kenawood-Rockwood can expect to pay about $1,139 per year, or $2,212 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Kenawood-Rockwood for most people.
Car Insurance Prices by Kenawood-Rockwood Neighborhood
Insurance Prices
Where is insurance cheapest within Kenawood-Rockwood?
The map shows insurance prices in and around Kenawood-Rockwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,458 to a low of $2,102. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Kenawood-Rockwood.Pick the Best Car Insurance Company for You in Kenawood-Rockwood
The best car insurance provider for most drivers in Kenawood-Rockwood
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $559 over the average Kenawood-Rockwood car insurance company.
The best car insurance provider for Kenawood-Rockwood drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $917 over the competition.
The best car insurance company for Kenawood-Rockwood drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $902 better than other car insurance companies.
The best auto insurance for Kenawood-Rockwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $912 less each year.
The least expensive car insurance company for new and young drivers in Kenawood-Rockwood
In Kenawood-Rockwood, State Farm costs young drivers $1,806 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kenawood-Rockwood
State Farm gave the largest car insurance discounts to married couples, averaging $604 saved each year compared to an average Kenawood-Rockwood couple's premiums.
The cheapest car insurance in Kenawood-Rockwood for drivers with bad credit
The best Kenawood-Rockwood car insurance company for customer service
Nationwide was the best company for customer service in Kenawood-Rockwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Kenawood-Rockwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Kenawood-Rockwood driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kenawood-Rockwood, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Kenawood-Rockwood
What Influences the Cost of Car Insurance in Kenawood-Rockwood?
On average, car insurance in Kenawood-Rockwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Kenawood-Rockwood is 32 minutes, which is far more than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kenawood-Rockwood are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Kenawood-Rockwood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kenawood-Rockwood is $95 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Eastland Park-Dixie Plantation: Insurance costs 1.04% more
- Castlewood Park: Insurance costs 1.72% more
- Fairway-Liberty Heights: Insurance costs 4.02% less
- Duncan Park: Insurance costs 5.38% more
- Liberty Area: Insurance costs 1.22% less
- Marriott's Griffin Gate Golf Culb: Insurance costs 7.96% more
- Downtown Lexington: Insurance costs 0.68% less
- Chevy Chase-Ashland Park: Insurance costs 4.93% less
- Mount Vernon-Hollywood-Montclair: Insurance costs 4.70% less
- University of Kentucky: Insurance costs 4.57% less
Neighborhoods with Similar Populations
- Pecan Springs Springdale: Insurance costs 7.55% less
- Meadow Wood: Insurance costs 4.16% less
- Memorial Square: Insurance costs 9.67% less
- Milan: Insurance costs 69.03% more
- Neighborhood Nine: Insurance costs 14.96% less
- Northwest Arvada: Insurance costs 12.79% less
- Oakhurst: Insurance costs 7.87% less
- Old Saginaw City: Insurance costs 43.04% more
- Parkway and Cherry Point: Insurance costs 14.29% less
- Mcbean: Insurance costs 21.43% less