Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Old Saginaw City, Saginaw, MI
We monitor insurance prices, helping the average driver in Old Saginaw City save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Old Saginaw City
The chart below shows the cheapest car insurance company in Old Saginaw City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Old Saginaw City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $117 |
| Progressive | $134 |
| State Farm | $135 |
| Safeco Insurance | $143 |
Savings for Every Kind of Old Saginaw City Driver
Based on our extensive insurance data, we know the average Old Saginaw City driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,272 per year by choosing the right vehicle insurance company. Some Old Saginaw City residents are paying out over $3,164 extra every year for auto insurance in Old Saginaw City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Saginaw City, Saginaw, MI Savings / Yr. |
|---|---|
$1,272 |
|
$2,076 |
|
$1,837 |
|
$2,792 |
|
$3,294 |
|
$0 |
|
$0 |
Old Saginaw City Car Insurance vs. Saginaw
People living in Old Saginaw City pay an average of 9.15% more than the typical driver in the state. The average driver in Old Saginaw City can expect to pay about $2,404 per year, or $3,164 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Old Saginaw City for most people.
Car Insurance Prices by Old Saginaw City Neighborhood
Insurance Prices
Where is insurance cheapest within Old Saginaw City?
The map shows insurance prices in and around Old Saginaw City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $870 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,666 to a low of $2,796. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Old Saginaw City.Pick the Best Car Insurance Company for You in Old Saginaw City
The best car insurance provider for most drivers in Old Saginaw City
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,272 over the average Old Saginaw City car insurance company.
The best car insurance provider for Old Saginaw City drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,076 over the competition.
The best car insurance company for Old Saginaw City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,837 better than other car insurance companies.
The best auto insurance for Old Saginaw City drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,792 less each year.
The least expensive car insurance company for new and young drivers in Old Saginaw City
In Old Saginaw City, Geico costs young drivers $3,294 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Saginaw City
The cheapest car insurance in Old Saginaw City for drivers with bad credit
The best Old Saginaw City car insurance company for customer service
Nationwide was the best company for customer service in Old Saginaw City according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Saginaw City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Saginaw City driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Saginaw City, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Old Saginaw City
What Influences the Cost of Car Insurance in Old Saginaw City?
On average, car insurance in Old Saginaw City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Old Saginaw City is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Saginaw City is $200 per month for minimum coverage and $264 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southwest Saginaw: Insurance costs 1.04% more
- Northmoor: Insurance costs 5.72% less
- Center City: Insurance costs 12.99% less
- Norteast Citizens Action: Insurance costs 6.10% less
- Creston: Insurance costs 9.73% less
- Eastown: Insurance costs 9.13% less
- Highland Park: Insurance costs 10.65% less
- Midtown-Grand Rapids: Insurance costs 8.19% less
- East Hills: Insurance costs 3.54% less
- South East End: Insurance costs 0.22% less
Neighborhoods with Similar Populations
- Nashua Historic District: Insurance costs 59.10% less
- Preston Park: Insurance costs 61.54% less
- Pheasant Run: Insurance costs 33.57% less
- Old Town: Insurance costs 37.93% less
- Ogden: Insurance costs 52.69% less
- Oakridge: Insurance costs 38.97% less
- Oakhurst: Insurance costs 35.59% less
- Northwest Arvada: Insurance costs 39.03% less
- North Park: Insurance costs 54.55% less
- North Loop: Insurance costs 42.86% less