Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Loop, Austin, TX
We monitor insurance prices, helping the average driver in North Loop save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in North Loop
The chart below shows the cheapest car insurance company in North Loop for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| North Loop Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $68 |
Savings for Every Kind of North Loop Driver
Based on our extensive insurance data, we know the average North Loop driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some North Loop residents are paying out over $1,808 extra every year for auto insurance in North Loop. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Loop, Austin, TX Savings / Yr. |
|---|---|
$372 |
|
$851 |
|
$750 |
|
$859 |
|
$1,308 |
|
$494 |
|
$540 |
North Loop Car Insurance vs. Austin
People living in North Loop pay an average of 7.49% less than the typical driver in the state. The average driver in North Loop can expect to pay about $1,077 per year, or $1,808 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Loop for most people.
Car Insurance Prices by North Loop Neighborhood
Insurance Prices
Where is insurance cheapest within North Loop?
The map shows insurance prices in and around North Loop, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $178 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,880 to a low of $1,702. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of North Loop.Pick the Best Car Insurance Company for You in North Loop
The best car insurance provider for most drivers in North Loop
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $372 over the average North Loop car insurance company.
The best car insurance provider for North Loop drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for North Loop drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $750 better than other car insurance companies.
The best auto insurance for North Loop drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $859 less each year.
The least expensive car insurance company for new and young drivers in North Loop
In North Loop, State Farm costs young drivers $1,308 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Loop
State Farm gave the largest car insurance discounts to married couples, averaging $494 saved each year compared to an average North Loop couple's premiums.
The cheapest car insurance in North Loop for drivers with bad credit
The best North Loop car insurance company for customer service
Nationwide was the best company for customer service in North Loop according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Loop, which was better than other insurers.
The cheapest large national provider in North Loop
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Loop driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Loop, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around North Loop
What Influences the Cost of Car Insurance in North Loop?
On average, car insurance in North Loop is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Loop is 25 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Loop are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Loop has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Loop is $90 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hyde Park: Insurance costs 4.65% less
- Brentwood: Insurance costs 0.66% less
- Highland: Insurance costs 5.09% more
- Hancock: Insurance costs 5.48% less
- Saint Johns: Insurance costs 6.80% more
- Windsor Park: Insurance costs 11.23% more
- Rmma: Insurance costs 1.33% more
- North University: Insurance costs 3.98% less
- Upper Boggy Creek: Insurance costs 2.54% less
- Crestview: Insurance costs 1.38% less
Neighborhoods with Similar Populations
- Virginia Park: Insurance costs 46.35% more
- Emerald Hills: Insurance costs 21.52% more
- Euclid Ave South: Insurance costs 14.49% less
- Fauntleroy: Insurance costs 12.22% less
- Fordville: Insurance costs 71.24% more
- Utah Park: Insurance costs 20.30% more
- Valley: Insurance costs 42.59% more
- Village Centre: Insurance costs 40.54% less
- Vine: Insurance costs 59.85% more
- Belle Valley: Insurance costs 25.61% less