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Get Cheap Car Insurance in Valley, Providence, RI
We monitor insurance prices, helping the average driver in Valley save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Valley
The chart below shows the cheapest car insurance company in Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Valley Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $90 |
| Geico | $116 |
| Progressive | $135 |
| Midvale Home & Auto | $141 |
Savings for Every Kind of Valley Driver
Based on our extensive insurance data, we know the average Valley driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $858 per year by choosing the right vehicle insurance company. Some Valley residents are paying out over $2,578 extra every year for auto insurance in Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Valley, Providence, RI Savings / Yr. |
|---|---|
$858 |
|
$1,036 |
|
$1,142 |
|
$1,931 |
|
$4,015 |
|
$293 |
|
$870 |
Valley Car Insurance vs. Providence
People living in Valley pay an average of 15.78% more than the typical driver in the state. The average driver in Valley can expect to pay about $1,578 per year, or $2,578 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Valley for most people.
Car Insurance Prices by Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Valley?
The map shows insurance prices in and around Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $338 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,720 to a low of $2,382. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Valley.Pick the Best Car Insurance Company for You in Valley
The best car insurance provider for most drivers in Valley
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $858 over the average Valley car insurance company.
The best car insurance provider for Valley drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,036 over the competition.
The best car insurance company for Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,142 better than other car insurance companies.
The best auto insurance for Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,931 less each year.
The least expensive car insurance company for new and young drivers in Valley
In Valley, State Farm costs young drivers $4,015 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Valley
Geico gave the largest car insurance discounts to married couples, averaging $293 saved each year compared to an average Valley couple's premiums.
The cheapest car insurance in Valley for drivers with bad credit
The best Valley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Valley driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Valley, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Valley
What Influences the Cost of Car Insurance in Valley?
On average, car insurance in Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Valley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Valley is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Valley is $132 per month for minimum coverage and $215 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Pleasant: Insurance costs 7.91% more
- Olneyville: Insurance costs 5.12% more
- Federal Hill: Insurance costs 0.97% more
- Smith Hill: Insurance costs 5.62% more
- Elmhurst: Insurance costs 4.50% less
- Manton: Insurance costs 4.62% more
- Hartford: Insurance costs 5.97% more
- Wanskuck: Insurance costs 5.00% more
- Downtown: Insurance costs 2.33% less
- West End: Insurance costs 10.51% more
Neighborhoods with Similar Populations
- Brownsfield-Central: Insurance costs 32.58% more
- Camino Lago: Insurance costs 25.25% less
- Central Bench: Insurance costs 58.03% less
- Penrose: Insurance costs 10.43% less
- Taylor Run: Insurance costs 48.88% less
- Tarrytown: Insurance costs 34.37% less
- Sunshine: Insurance costs 11.91% more
- Stone Meadows: Insurance costs 16.37% less
- Starin Central: Insurance costs 6.36% less
- Stafford-Tualatin Valley: Insurance costs 38.29% less