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Get Cheap Car Insurance in Smith Hill, Providence, RI
We monitor insurance prices, helping the average driver in Smith Hill save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in Smith Hill
The chart below shows the cheapest car insurance company in Smith Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| Smith Hill Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $95 |
| Geico | $122 |
| Progressive | $142 |
| Midvale Home & Auto | $149 |
Savings for Every Kind of Smith Hill Driver
Based on our extensive insurance data, we know the average Smith Hill driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $906 per year by choosing the right vehicle insurance company. Some Smith Hill residents are paying out over $2,723 extra every year for auto insurance in Smith Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smith Hill, Providence, RI Savings / Yr. |
|---|---|
$906 |
|
$1,095 |
|
$1,206 |
|
$2,040 |
|
$4,241 |
|
$309 |
|
$918 |
Smith Hill Car Insurance vs. Providence
People living in Smith Hill pay an average of 22.29% more than the typical driver in the state. The average driver in Smith Hill can expect to pay about $1,667 per year, or $2,723 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Smith Hill for most people.
Car Insurance Prices by Smith Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Smith Hill?
The map shows insurance prices in and around Smith Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $569 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,951 to a low of $2,382. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Smith Hill.Pick the Best Car Insurance Company for You in Smith Hill
The best car insurance provider for most drivers in Smith Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $906 over the average Smith Hill car insurance company.
The best car insurance provider for Smith Hill drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,095 over the competition.
The best car insurance company for Smith Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,206 better than other car insurance companies.
The best auto insurance for Smith Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $2,040 less each year.
The least expensive car insurance company for new and young drivers in Smith Hill
In Smith Hill, State Farm costs young drivers $4,241 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smith Hill
Geico gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average Smith Hill couple's premiums.
The cheapest car insurance in Smith Hill for drivers with bad credit
The best Smith Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Smith Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Smith Hill driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smith Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around Smith Hill
What Influences the Cost of Car Insurance in Smith Hill?
On average, car insurance in Smith Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Smith Hill is 31 minutes, which is a little more than average for a driver in the city.
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smith Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Smith Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smith Hill is $139 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Valley: Insurance costs 5.33% less
- Downtown: Insurance costs 7.53% less
- Federal Hill: Insurance costs 4.41% less
- Wanskuck: Insurance costs 0.59% less
- Elmhurst: Insurance costs 9.59% less
- Mount Hope: Insurance costs 7.42% less
- College Hill: Insurance costs 11.35% less
- Charles: Insurance costs 0.77% less
- Mount Pleasant: Insurance costs 2.17% more
- Olneyville: Insurance costs 0.48% less
Neighborhoods with Similar Populations
- Westwood Community-North: Insurance costs 19.32% more
- Twin Peaks: Insurance costs 18.40% less
- University District: Insurance costs 35.99% less
- Upper Albany: Insurance costs 0.99% less
- Wakefield: Insurance costs 29.16% less
- West End: Insurance costs 48.11% less
- Downtown Turlock: Insurance costs 23.17% less
- Crossroads: Insurance costs 38.01% less
- Country Squire Estates: Insurance costs 42.01% less
- Country Club Hills Lakeshore Shops: Insurance costs 20.64% more