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Get Cheap Car Insurance in University District, Minneapolis, MN
We monitor insurance prices, helping the average driver in University District save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in University District
The chart below shows the cheapest car insurance company in University District for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| University District Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Auto-Owners Insurance | $62 |
| Kemper | $65 |
| American Family Insurance | $65 |
Savings for Every Kind of University District Driver
Based on our extensive insurance data, we know the average University District driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some University District residents are paying out over $1,743 extra every year for auto insurance in University District. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University District, Minneapolis, MN Savings / Yr. |
|---|---|
$469 |
|
$590 |
|
$380 |
|
$771 |
|
$1,323 |
|
$392 |
|
$1,030 |
University District Car Insurance vs. Minneapolis
People living in University District pay an average of 8.50% more than the typical driver in the state. The average driver in University District can expect to pay about $902 per year, or $1,743 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in University District for most people.
Car Insurance Prices by University District Neighborhood
Insurance Prices
Where is insurance cheapest within University District?
The map shows insurance prices in and around University District, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $253 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,952 to a low of $1,699. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of University District.Pick the Best Car Insurance Company for You in University District
The best car insurance provider for most drivers in University District
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $469 over the average University District car insurance company.
The best car insurance provider for University District drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for University District drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for University District drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $771 less each year.
The least expensive car insurance company for new and young drivers in University District
In University District, State Farm costs young drivers $1,323 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University District
State Farm gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average University District couple's premiums.
The cheapest car insurance in University District for drivers with bad credit
The best University District car insurance company for customer service
Nationwide was the best company for customer service in University District according to the NAIC.
Recent price drops
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The cheapest large national provider in University District
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University District driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University District, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around University District
What Influences the Cost of Car Insurance in University District?
On average, car insurance in University District is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University District are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- University District is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University District is $75 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Prospect Park: Insurance costs 8.55% more
- Cedar-Riverside: Insurance costs 15.95% more
- Marcy Holmes: Insurance costs 4.99% more
- Seward: Insurance costs 14.69% more
- Southeast Como: Insurance costs 9.35% more
- Downtown East: Insurance costs 22.15% more
- Saint Anthony: Insurance costs 6.02% more
- East Phillips: Insurance costs 21.46% more
- Elliot Park: Insurance costs 14.86% more
- Ventura Village: Insurance costs 17.90% more
Neighborhoods with Similar Populations
- Back Central: Insurance costs 9.81% more
- Baker: Insurance costs 26.62% more
- Bal Bay: Insurance costs 39.53% more
- Bala Cynwyd: Insurance costs 15.66% less
- Ball Square: Insurance costs 6.31% more
- Point Breeze: Insurance costs 15.32% less
- Southside Columbus: Insurance costs 31.73% less
- Southern Hills: Insurance costs 2.07% more
- South Side: Insurance costs 86.52% more
- South Harrison: Insurance costs 0.23% less