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Get Cheap Car Insurance in Back Central, Lowell, MA
We monitor insurance prices, helping the average driver in Back Central save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Back Central
The chart below shows the cheapest car insurance company in Back Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Back Central Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $48 |
| Geico | $52 |
| Midvale Home & Auto | $60 |
| Travelers | $76 |
Savings for Every Kind of Back Central Driver
Based on our extensive insurance data, we know the average Back Central driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $654 per year by choosing the right vehicle insurance company. Some Back Central residents are paying out over $1,914 extra every year for auto insurance in Back Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Back Central, Lowell, MA Savings / Yr. |
|---|---|
$654 |
|
$974 |
|
$810 |
|
$1,075 |
|
$2,370 |
|
$0 |
|
$0 |
Back Central Car Insurance vs. Lowell
People living in Back Central pay an average of 23.26% more than the typical driver in the state. The average driver in Back Central can expect to pay about $822 per year, or $1,914 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Back Central for most people.
Car Insurance Prices by Back Central Neighborhood
Insurance Prices
Where is insurance cheapest within Back Central?
The map shows insurance prices in and around Back Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $243 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,028 to a low of $1,785. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Back Central.Pick the Best Car Insurance Company for You in Back Central
The best car insurance provider for most drivers in Back Central
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $654 over the average Back Central car insurance company.
The best car insurance provider for Back Central drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $974 over the competition.
The best car insurance company for Back Central drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $810 better than other car insurance companies.
The best auto insurance for Back Central drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,075 less each year.
The least expensive car insurance company for new and young drivers in Back Central
In Back Central, State Farm costs young drivers $2,370 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Back Central
The cheapest car insurance in Back Central for drivers with bad credit
The best Back Central car insurance company for customer service
Nationwide was the best company for customer service in Back Central according to the NAIC.
Recent price drops
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The cheapest large national provider in Back Central
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Back Central driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Back Central, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Back Central
What Influences the Cost of Car Insurance in Back Central?
On average, car insurance in Back Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Back Central is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Back Central is $69 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Lowell: Insurance costs 4.28% less
- South Lowell: Insurance costs 8.25% less
- Belvidere: Insurance costs 10.97% less
- The Acre: Insurance costs 1.67% less
- Centralville: Insurance costs 6.48% less
- Highlands: Insurance costs 3.29% less
- Pawtucketville: Insurance costs 9.46% less
- Mt Vernon Park: Insurance costs 1.52% less
- Frye Circle: Insurance costs 11.81% less
- Southeast Nashua: Insurance costs 32.81% less
Neighborhoods with Similar Populations
- Jacksonville Farms-Terrace: Insurance costs 38.61% more
- Pecan Valley: Insurance costs 2.04% more
- Rabbit Creek: Insurance costs 24.97% less
- Greenville: Insurance costs 47.18% more
- Amphi: Insurance costs 2.09% less
- Palm City: Insurance costs 5.33% more
- Osgood: Insurance costs 33.86% less
- Oakland: Insurance costs 5.75% more
- Country Squire Estates: Insurance costs 17.50% less
- Cedar Park: Insurance costs 13.43% less