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Get Cheap Car Insurance in Centralville, Lowell, MA
We monitor insurance prices, helping the average driver in Centralville save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Centralville
The chart below shows the cheapest car insurance company in Centralville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Centralville Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $45 |
| Geico | $48 |
| Midvale Home & Auto | $56 |
| Travelers | $71 |
Savings for Every Kind of Centralville Driver
Based on our extensive insurance data, we know the average Centralville driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $612 per year by choosing the right vehicle insurance company. Some Centralville residents are paying out over $1,790 extra every year for auto insurance in Centralville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centralville, Lowell, MA Savings / Yr. |
|---|---|
$612 |
|
$911 |
|
$757 |
|
$1,005 |
|
$2,217 |
|
$0 |
|
$0 |
Centralville Car Insurance vs. Lowell
People living in Centralville pay an average of 15.28% more than the typical driver in the state. The average driver in Centralville can expect to pay about $769 per year, or $1,790 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Centralville for most people.
Car Insurance Prices by Centralville Neighborhood
Insurance Prices
Where is insurance cheapest within Centralville?
The map shows insurance prices in and around Centralville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $493 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,054 to a low of $1,561. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Centralville.Pick the Best Car Insurance Company for You in Centralville
The best car insurance provider for most drivers in Centralville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $612 over the average Centralville car insurance company.
The best car insurance provider for Centralville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $911 over the competition.
The best car insurance company for Centralville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $757 better than other car insurance companies.
The best auto insurance for Centralville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,005 less each year.
The least expensive car insurance company for new and young drivers in Centralville
In Centralville, State Farm costs young drivers $2,217 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centralville
The cheapest car insurance in Centralville for drivers with bad credit
The best Centralville car insurance company for customer service
Nationwide was the best company for customer service in Centralville according to the NAIC.
Recent price drops
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The cheapest large national provider in Centralville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Centralville driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centralville, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Centralville
What Influences the Cost of Car Insurance in Centralville?
On average, car insurance in Centralville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Centralville is 34 minutes, which is about the national average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Centralville is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Centralville is $64 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Lowell: Insurance costs 2.35% more
- The Acre: Insurance costs 5.14% more
- Belvidere: Insurance costs 4.80% less
- Back Central: Insurance costs 6.93% more
- Highlands: Insurance costs 3.41% more
- South Lowell: Insurance costs 1.90% less
- Pawtucketville: Insurance costs 3.18% less
- Mt Vernon Park: Insurance costs 5.31% more
- Frye Circle: Insurance costs 5.70% less
- Southeast Nashua: Insurance costs 28.16% less
Neighborhoods with Similar Populations
- Sunnyside: Insurance costs 6.20% more
- Ellsworth: Insurance costs 1.90% more
- Fairfield: Insurance costs 4.53% less
- Frankford: Insurance costs 39.55% more
- Franklin Park: Insurance costs 12.63% more
- Gandy-Sun Bay South: Insurance costs 56.98% more
- Garfield Park: Insurance costs 96.42% more
- Garnsey: Insurance costs 45.53% more
- Georgetown: Insurance costs 12.91% more
- Girard Estates: Insurance costs 8.77% less