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Get Cheap Car Insurance in Girard Estates, Philadelphia, PA
We monitor insurance prices, helping the average driver in Girard Estates save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Girard Estates
The chart below shows the cheapest car insurance company in Girard Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Girard Estates Insurer | Monthly Cost |
|---|---|
| Kemper | $60 |
| Metromile | $60 |
| Travelers | $61 |
| State Farm | $64 |
Savings for Every Kind of Girard Estates Driver
Based on our extensive insurance data, we know the average Girard Estates driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $458 per year by choosing the right vehicle insurance company. Some Girard Estates residents are paying out over $1,633 extra every year for auto insurance in Girard Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Girard Estates, Philadelphia, PA Savings / Yr. |
|---|---|
$458 |
|
$811 |
|
$620 |
|
$739 |
|
$1,892 |
|
$328 |
|
$585 |
Girard Estates Car Insurance vs. Philadelphia
People living in Girard Estates pay an average of 14.53% more than the typical driver in the state. The average driver in Girard Estates can expect to pay about $1,012 per year, or $1,633 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Girard Estates for most people.
Car Insurance Prices by Girard Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Girard Estates?
The map shows insurance prices in and around Girard Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $447 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,490. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Girard Estates.Pick the Best Car Insurance Company for You in Girard Estates
The best car insurance provider for most drivers in Girard Estates
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $458 over the average Girard Estates car insurance company.
The best car insurance provider for Girard Estates drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.
The best car insurance company for Girard Estates drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for Girard Estates drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $739 less each year.
The least expensive car insurance company for new and young drivers in Girard Estates
In Girard Estates, Travelers costs young drivers $1,892 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Girard Estates
State Farm gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average Girard Estates couple's premiums.
The cheapest car insurance in Girard Estates for drivers with bad credit
The best Girard Estates car insurance company for customer service
Nationwide was the best company for customer service in Girard Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Girard Estates
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Girard Estates driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Girard Estates, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Girard Estates
What Influences the Cost of Car Insurance in Girard Estates?
On average, car insurance in Girard Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Girard Estates is 32 minutes, which is about the national average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Girard Estates are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Girard Estates is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Girard Estates is $84 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Point Breeze-Philadelphia: Insurance costs 9.37% more
- South Philadelphia: Insurance costs 3.43% more
- Marconi Plaza-Packer Park: Insurance costs 5.45% less
- Grays Ferry: Insurance costs 8.02% more
- Wharton-Hawthorne-Bella Vista: Insurance costs 0.55% more
- Schuylkill Southwest: Insurance costs 0.86% more
- Pennsport-Whitman-Queen: Insurance costs 1.16% less
- Bella Vista: Insurance costs 4.59% less
- Rittenhouse Square: Insurance costs 4.10% less
- City Center West: Insurance costs 4.59% less
Neighborhoods with Similar Populations
- Strawberry Mansion: Insurance costs 13.04% more
- Eastside: Insurance costs 40.48% more
- Ellet: Insurance costs 31.84% less
- Ellsworth: Insurance costs 11.70% more
- Encanto: Insurance costs 27.86% more
- Fairfield: Insurance costs 4.65% more
- First Hill: Insurance costs 4.29% more
- Franklin Park: Insurance costs 23.45% more
- Gandy-Sun Bay South: Insurance costs 72.08% more
- Garfield Park: Insurance costs 115.31% more