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Get Cheap Car Insurance in Point Breeze-Philadelphia, Philadelphia, PA
We monitor insurance prices, helping the average driver in Point Breeze-Philadelphia save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Point Breeze-Philadelphia
The chart below shows the cheapest car insurance company in Point Breeze-Philadelphia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Point Breeze-Philadelphia Insurer | Monthly Cost |
|---|---|
| Kemper | $66 |
| Metromile | $66 |
| Travelers | $67 |
| State Farm | $70 |
Savings for Every Kind of Point Breeze-Philadelphia Driver
Based on our extensive insurance data, we know the average Point Breeze-Philadelphia driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $501 per year by choosing the right vehicle insurance company. Some Point Breeze-Philadelphia residents are paying out over $1,786 extra every year for auto insurance in Point Breeze-Philadelphia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Point Breeze-Philadelphia, Philadelphia, PA Savings / Yr. |
|---|---|
$501 |
|
$886 |
|
$677 |
|
$808 |
|
$2,068 |
|
$358 |
|
$640 |
Point Breeze-Philadelphia Car Insurance vs. Philadelphia
People living in Point Breeze-Philadelphia pay an average of 25.21% more than the typical driver in the state. The average driver in Point Breeze-Philadelphia can expect to pay about $1,107 per year, or $1,786 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Point Breeze-Philadelphia for most people.
Car Insurance Prices by Point Breeze-Philadelphia Neighborhood
Insurance Prices
Where is insurance cheapest within Point Breeze-Philadelphia?
The map shows insurance prices in and around Point Breeze-Philadelphia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $479 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,975 to a low of $1,496. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Point Breeze-Philadelphia.Pick the Best Car Insurance Company for You in Point Breeze-Philadelphia
The best car insurance provider for most drivers in Point Breeze-Philadelphia
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $501 over the average Point Breeze-Philadelphia car insurance company.
The best car insurance provider for Point Breeze-Philadelphia drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $886 over the competition.
The best car insurance company for Point Breeze-Philadelphia drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $677 better than other car insurance companies.
The best auto insurance for Point Breeze-Philadelphia drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $808 less each year.
The least expensive car insurance company for new and young drivers in Point Breeze-Philadelphia
In Point Breeze-Philadelphia, Travelers costs young drivers $2,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Point Breeze-Philadelphia
State Farm gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average Point Breeze-Philadelphia couple's premiums.
The cheapest car insurance in Point Breeze-Philadelphia for drivers with bad credit
The best Point Breeze-Philadelphia car insurance company for customer service
Nationwide was the best company for customer service in Point Breeze-Philadelphia according to the NAIC.
Recent price drops
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The cheapest large national provider in Point Breeze-Philadelphia
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Point Breeze-Philadelphia driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Point Breeze-Philadelphia, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Point Breeze-Philadelphia
What Influences the Cost of Car Insurance in Point Breeze-Philadelphia?
On average, car insurance in Point Breeze-Philadelphia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Point Breeze-Philadelphia is 37 minutes, which is a little more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Point Breeze-Philadelphia are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Point Breeze-Philadelphia is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Point Breeze-Philadelphia is $92 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Schuylkill Southwest: Insurance costs 7.78% less
- Girard Estates: Insurance costs 8.57% less
- Grays Ferry: Insurance costs 1.23% less
- Wharton-Hawthorne-Bella Vista: Insurance costs 8.06% less
- South Philadelphia: Insurance costs 5.43% less
- Bella Vista: Insurance costs 12.77% less
- Rittenhouse Square: Insurance costs 12.32% less
- Pennsport-Whitman-Queen: Insurance costs 9.63% less
- City Center West: Insurance costs 12.77% less
- Marconi Plaza-Packer Park: Insurance costs 13.55% less
Neighborhoods with Similar Populations
- Baychester: Insurance costs 94.90% more
- Flint Village: Insurance costs 0.22% less
- Five Points: Insurance costs 20.27% more
- Fairhill: Insurance costs 0.73% less
- Creston: Insurance costs 59.91% more
- Cooper Mountain-Aloha North: Insurance costs 3.47% less
- Clifton: Insurance costs 76.04% more
- College Area: Insurance costs 12.77% more
- Capitol Hill: Insurance costs 20.77% more
- Back Bay: Insurance costs 3.64% more