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Get Cheap Car Insurance in Clifton, Staten Island, NY
We monitor insurance prices, helping the average driver in Clifton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Clifton
The chart below shows the cheapest car insurance company in Clifton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Clifton Insurer | Monthly Cost |
|---|---|
| Kemper | $116 |
| Plymouth Rock Assurance | $154 |
| Safeco Insurance | $166 |
| Geico | $173 |
Savings for Every Kind of Clifton Driver
Based on our extensive insurance data, we know the average Clifton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $937 per year by choosing the right vehicle insurance company. Some Clifton residents are paying out over $3,144 extra every year for auto insurance in Clifton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clifton, Staten Island, NY Savings / Yr. |
|---|---|
$937 |
|
$598 |
|
$1,194 |
|
$1,208 |
|
$2,960 |
|
$990 |
|
$1,578 |
Clifton Car Insurance vs. Staten Island
People living in Clifton pay an average of 29.64% more than the typical driver in the state. The average driver in Clifton can expect to pay about $2,280 per year, or $3,144 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Clifton for most people.
Car Insurance Prices by Clifton Neighborhood
Insurance Prices
Where is insurance cheapest within Clifton?
The map shows insurance prices in and around Clifton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $640 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,366 to a low of $2,726. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Clifton.Pick the Best Car Insurance Company for You in Clifton
The best car insurance provider for most drivers in Clifton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $937 over the average Clifton car insurance company.
The best car insurance provider for Clifton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $598 over the competition.
The best car insurance company for Clifton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,194 better than other car insurance companies.
The best auto insurance for Clifton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,208 less each year.
The least expensive car insurance company for new and young drivers in Clifton
In Clifton, Progressive costs young drivers $2,960 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clifton
Progressive gave the largest car insurance discounts to married couples, averaging $990 saved each year compared to an average Clifton couple's premiums.
The cheapest car insurance in Clifton for drivers with bad credit
The best Clifton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clifton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Clifton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clifton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Clifton
What Influences the Cost of Car Insurance in Clifton?
On average, car insurance in Clifton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Clifton is 56 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clifton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Clifton is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Clifton is $190 per month for minimum coverage and $262 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Concord: Insurance costs 0.03% less
- Rosebank: Insurance costs 3.31% less
- Sunset Hill: Insurance costs 11.86% less
- New Brighton: Insurance costs 0.03% less
- Shore Acres: Insurance costs 2.48% less
- South Beach: Insurance costs 3.72% less
- Todt Hill: Insurance costs 9.89% less
- Westerleigh-Castleton: Insurance costs 11.77% less
- Port Richmond: Insurance costs 1.81% less
- Bay Ridge-Fort Hamilton: Insurance costs 0.22% less
Neighborhoods with Similar Populations
- Shadow Creek Ranch: Insurance costs 39.09% less
- UC Irvine: Insurance costs 33.94% less
- Eastchester: Insurance costs 4.87% more
- Northwest Austin: Insurance costs 43.26% less
- Highland: Insurance costs 43.35% less
- West Englewood: Insurance costs 33.49% less
- Cooper Mountain-Aloha North: Insurance costs 45.17% less
- Flint Village: Insurance costs 43.32% less
- South Philadelphia: Insurance costs 46.28% less
- North Central: Insurance costs 22.01% less