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Get Cheap Car Insurance in South Beach, Staten Island, NY
We monitor insurance prices, helping the average driver in South Beach save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Beach
The chart below shows the cheapest car insurance company in South Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Beach Insurer | Monthly Cost |
|---|---|
| Kemper | $111 |
| Plymouth Rock Assurance | $148 |
| Safeco Insurance | $159 |
| Geico | $166 |
Savings for Every Kind of South Beach Driver
Based on our extensive insurance data, we know the average South Beach driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $902 per year by choosing the right vehicle insurance company. Some South Beach residents are paying out over $3,027 extra every year for auto insurance in South Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Beach, Staten Island, NY Savings / Yr. |
|---|---|
$902 |
|
$575 |
|
$1,150 |
|
$1,163 |
|
$2,850 |
|
$954 |
|
$1,519 |
South Beach Car Insurance vs. Staten Island
People living in South Beach pay an average of 24.83% more than the typical driver in the state. The average driver in South Beach can expect to pay about $2,196 per year, or $3,027 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Beach for most people.
Car Insurance Prices by South Beach Neighborhood
Insurance Prices
Where is insurance cheapest within South Beach?
The map shows insurance prices in and around South Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $545 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,298 to a low of $2,753. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of South Beach.Pick the Best Car Insurance Company for You in South Beach
The best car insurance provider for most drivers in South Beach
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $902 over the average South Beach car insurance company.
The best car insurance provider for South Beach drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $575 over the competition.
The best car insurance company for South Beach drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,150 better than other car insurance companies.
The best auto insurance for South Beach drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,163 less each year.
The least expensive car insurance company for new and young drivers in South Beach
In South Beach, Progressive costs young drivers $2,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Beach
Progressive gave the largest car insurance discounts to married couples, averaging $954 saved each year compared to an average South Beach couple's premiums.
The cheapest car insurance in South Beach for drivers with bad credit
The best South Beach car insurance company for customer service
Nationwide was the best company for customer service in South Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in South Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Beach driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Beach
What Influences the Cost of Car Insurance in South Beach?
On average, car insurance in South Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Beach is 57 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Beach are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Beach is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Beach is $183 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Concord: Insurance costs 3.83% more
- Shore Acres: Insurance costs 1.29% more
- Rosebank: Insurance costs 0.43% more
- Midland Beach: Insurance costs 2.94% less
- Todt Hill: Insurance costs 6.41% less
- Clifton: Insurance costs 3.87% more
- Sunset Hill: Insurance costs 8.46% less
- Oakwood: Insurance costs 6.97% less
- New Brighton: Insurance costs 3.83% more
- Westerleigh-Castleton: Insurance costs 8.36% less
Neighborhoods with Similar Populations
- Brighton Beach: Insurance costs 10.47% more
- Glassell Park: Insurance costs 19.56% less
- Estrella-Tolleson: Insurance costs 33.73% less
- Forest Park: Insurance costs 39.02% less
- Garfield Ridge: Insurance costs 39.41% less
- Near South Side: Insurance costs 39.68% less
- Las Tierras: Insurance costs 35.91% less
- North Central: Insurance costs 42.09% less
- North Dorchester: Insurance costs 29.90% less
- North End: Insurance costs 33.86% less