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Get Cheap Car Insurance in North Central, Philadelphia, PA
We monitor insurance prices, helping the average driver in North Central save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in North Central
The chart below shows the cheapest car insurance company in North Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| North Central Insurer | Monthly Cost |
|---|---|
| Kemper | $65 |
| Metromile | $65 |
| Travelers | $66 |
| State Farm | $68 |
Savings for Every Kind of North Central Driver
Based on our extensive insurance data, we know the average North Central driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $492 per year by choosing the right vehicle insurance company. Some North Central residents are paying out over $1,753 extra every year for auto insurance in North Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Central, Philadelphia, PA Savings / Yr. |
|---|---|
$492 |
|
$870 |
|
$665 |
|
$793 |
|
$2,031 |
|
$352 |
|
$628 |
North Central Car Insurance vs. Philadelphia
People living in North Central pay an average of 22.92% more than the typical driver in the state. The average driver in North Central can expect to pay about $1,087 per year, or $1,753 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Central for most people.
Car Insurance Prices by North Central Neighborhood
Insurance Prices
Where is insurance cheapest within North Central?
The map shows insurance prices in and around North Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $375 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,953 to a low of $1,578. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of North Central.Pick the Best Car Insurance Company for You in North Central
The best car insurance provider for most drivers in North Central
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $492 over the average North Central car insurance company.
The best car insurance provider for North Central drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.
The best car insurance company for North Central drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $665 better than other car insurance companies.
The best auto insurance for North Central drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in North Central
In North Central, Travelers costs young drivers $2,031 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Central
State Farm gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average North Central couple's premiums.
The cheapest car insurance in North Central for drivers with bad credit
The best North Central car insurance company for customer service
Nationwide was the best company for customer service in North Central according to the NAIC.
Recent price drops
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The cheapest large national provider in North Central
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Central driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Central, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Central
What Influences the Cost of Car Insurance in North Central?
On average, car insurance in North Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Central is 39 minutes, which is a little more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Central are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Central is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Central is $91 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Poplar-Ludlow-Yorktowne: Insurance costs 4.68% less
- Hartranft: Insurance costs 0.86% less
- Strawberry Mansion: Insurance costs 5.31% more
- Brewerytown: Insurance costs 1.03% more
- Fairmount: Insurance costs 9.07% less
- Spring Garden: Insurance costs 9.87% less
- Alleghany West: Insurance costs 2.91% more
- Fishtown: Insurance costs 9.36% less
- Fairhill: Insurance costs 1.14% more
- Kensington: Insurance costs 6.22% less
Neighborhoods with Similar Populations
- Westgate: Insurance costs 40.22% more
- Northeast: Insurance costs 30.75% more
- Pelican: Insurance costs 41.36% more
- Rittenhouse Square: Insurance costs 10.67% less
- Greenbrier East: Insurance costs 30.12% less
- Great Bridge: Insurance costs 31.43% less
- Glassell Park: Insurance costs 38.90% more
- Garfield Ridge: Insurance costs 4.62% more
- Gage Park: Insurance costs 15.46% more
- Forest Park: Insurance costs 5.31% more