Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Poplar-Ludlow-Yorktowne, Philadelphia, PA

We monitor insurance prices, helping the average driver in Poplar-Ludlow-Yorktowne save up to 35.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Poplar-Ludlow-Yorktowne

The chart below shows the cheapest car insurance company in Poplar-Ludlow-Yorktowne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.

 
Poplar-Ludlow-Yorktowne Insurer Monthly Cost
Kemper $62
Metromile $62
Travelers $63
State Farm $65

Savings for Every Kind of Poplar-Ludlow-Yorktowne Driver

The table shows how much the average auto insurance customer in Poplar-Ludlow-Yorktowne might save by following our recommendations.

Based on our extensive insurance data, we know the average Poplar-Ludlow-Yorktowne driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Poplar-Ludlow-Yorktowne residents are paying out over $1,671 extra every year for auto insurance in Poplar-Ludlow-Yorktowne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Poplar-Ludlow-Yorktowne, Philadelphia, PA Savings / Yr.
$469
$830
$634
$756
$1,936
$335
$599

Poplar-Ludlow-Yorktowne Car Insurance vs. Philadelphia

People living in Poplar-Ludlow-Yorktowne pay an average of 17.21% more than the typical driver in the state. The average driver in Poplar-Ludlow-Yorktowne can expect to pay about $1,036 per year, or $1,671 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Poplar-Ludlow-Yorktowne for most people.

Car Insurance Prices by Poplar-Ludlow-Yorktowne Neighborhood

Poplar-Ludlow-Yorktowne, Philadelphia, PA map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Poplar-Ludlow-Yorktowne?

The map shows insurance prices in and around Poplar-Ludlow-Yorktowne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $372 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,897 to a low of $1,525. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Poplar-Ludlow-Yorktowne.

Pick the Best Car Insurance Company for You in Poplar-Ludlow-Yorktowne

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Poplar-Ludlow-Yorktowne insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Poplar-Ludlow-Yorktowne

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $469 over the average Poplar-Ludlow-Yorktowne car insurance company.

Visit Site

We use the average good driver, paying $100 per month, as our baseline for pricing in Poplar-Ludlow-Yorktowne. Travelers, Metromile, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Poplar-Ludlow-Yorktowne drivers with accidents on their records

In Poplar-Ludlow-Yorktowne getting into an accident will raise premiums an average 40% for a yearly cost of $2,772. That's $1,101 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Metromile are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $830 over the competition.

Visit Site

The best car insurance company for Poplar-Ludlow-Yorktowne drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $634 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Poplar-Ludlow-Yorktowne, tickets raise premiums on new quotes about $673. If you have a speeding ticket, we recommend Travelers, Metromile, and Clearcover for savings that beat the average insurance cost of $2,344 per year.

The best auto insurance for Poplar-Ludlow-Yorktowne drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,475 per year in auto insurance premiums, which was $804 more than a driver with no major issues. State Farm, Travelers, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $756 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Poplar-Ludlow-Yorktowne

In Poplar-Ludlow-Yorktowne, Travelers costs young drivers $1,936 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Poplar-Ludlow-Yorktowne. With an average cost of $5,395 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Poplar-Ludlow-Yorktowne

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $135. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Poplar-Ludlow-Yorktowne.

State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Poplar-Ludlow-Yorktowne couple's premiums.

Visit Site

The cheapest car insurance in Poplar-Ludlow-Yorktowne for drivers with bad credit

People with poor credit saved an average of $599 with Nationwide.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,131 every year. Premiums for people with poor credit were about $2,803 in Poplar-Ludlow-Yorktowne. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Nationwide, Travelers, and Plymouth Rock Assurance.

The best Poplar-Ludlow-Yorktowne car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Poplar-Ludlow-Yorktowne, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Poplar-Ludlow-Yorktowne.

Nationwide was the best company for customer service in Poplar-Ludlow-Yorktowne according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Poplar-Ludlow-Yorktowne, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Poplar-Ludlow-Yorktowne. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Poplar-Ludlow-Yorktowne

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 70% of Poplar-Ludlow-Yorktowne residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Poplar-Ludlow-Yorktowne driver can expect to pay about $86 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Poplar-Ludlow-Yorktowne, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Poplar-Ludlow-Yorktowne

What Influences the Cost of Car Insurance in Poplar-Ludlow-Yorktowne?

On average, car insurance in Poplar-Ludlow-Yorktowne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Poplar-Ludlow-Yorktowne is 35 minutes, which is a little more than average for a driver in the city.
  • Pennsylvania state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Poplar-Ludlow-Yorktowne are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Poplar-Ludlow-Yorktowne is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Poplar-Ludlow-Yorktowne is $86 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Poplar-Ludlow-Yorktowne driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Poplar-Ludlow-Yorktowne with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.