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Get Cheap Car Insurance in Carroll Gardens, Brooklyn, NY
We monitor insurance prices, helping the average driver in Carroll Gardens save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Carroll Gardens
The chart below shows the cheapest car insurance company in Carroll Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Carroll Gardens Insurer | Monthly Cost |
|---|---|
| Kemper | $110 |
| Plymouth Rock Assurance | $146 |
| Safeco Insurance | $158 |
| Geico | $164 |
Savings for Every Kind of Carroll Gardens Driver
Based on our extensive insurance data, we know the average Carroll Gardens driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $892 per year by choosing the right vehicle insurance company. Some Carroll Gardens residents are paying out over $2,991 extra every year for auto insurance in Carroll Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carroll Gardens, Brooklyn, NY Savings / Yr. |
|---|---|
$892 |
|
$569 |
|
$1,136 |
|
$1,150 |
|
$2,816 |
|
$942 |
|
$1,501 |
Carroll Gardens Car Insurance vs. Brooklyn
People living in Carroll Gardens pay an average of 23.35% more than the typical driver in the state. The average driver in Carroll Gardens can expect to pay about $2,170 per year, or $2,991 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Carroll Gardens for most people.
Car Insurance Prices by Carroll Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Carroll Gardens?
The map shows insurance prices in and around Carroll Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $462 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,202 to a low of $2,740. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Carroll Gardens.Pick the Best Car Insurance Company for You in Carroll Gardens
The best car insurance provider for most drivers in Carroll Gardens
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $892 over the average Carroll Gardens car insurance company.
The best car insurance provider for Carroll Gardens drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $569 over the competition.
The best car insurance company for Carroll Gardens drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,136 better than other car insurance companies.
The best auto insurance for Carroll Gardens drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,150 less each year.
The least expensive car insurance company for new and young drivers in Carroll Gardens
In Carroll Gardens, Progressive costs young drivers $2,816 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carroll Gardens
Progressive gave the largest car insurance discounts to married couples, averaging $942 saved each year compared to an average Carroll Gardens couple's premiums.
The cheapest car insurance in Carroll Gardens for drivers with bad credit
The best Carroll Gardens car insurance company for customer service
Nationwide was the best company for customer service in Carroll Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Carroll Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carroll Gardens driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carroll Gardens, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Carroll Gardens
What Influences the Cost of Car Insurance in Carroll Gardens?
On average, car insurance in Carroll Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Carroll Gardens is 45 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carroll Gardens are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Carroll Gardens is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carroll Gardens is $181 per month for minimum coverage and $249 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Columbia Street Waterfront District: Insurance costs 0.67% less
- Red Hook: Insurance costs 9.90% more
- Cobble Hill: Insurance costs 0.47% less
- Boerum Hill: Insurance costs 3.98% more
- Park Slope: Insurance costs 0.57% more
- Downtown Brooklyn: Insurance costs 0.67% more
- Greenwood: Insurance costs 7.09% more
- Brooklyn Heights: Insurance costs 2.01% less
- Fort Green: Insurance costs 8.76% more
- Dumbo: Insurance costs 1.17% more
Neighborhoods with Similar Populations
- Campello: Insurance costs 31.13% less
- Lakewood Heights: Insurance costs 22.00% less
- West Price Hill: Insurance costs 57.87% less
- North Central: Insurance costs 18.02% less
- Morris Park: Insurance costs 39.18% less
- Midway: Insurance costs 30.66% less
- Midland Beach: Insurance costs 1.77% less
- Portar Ranch: Insurance costs 18.22% less
- Greater Upper Marlboro: Insurance costs 24.37% less
- Grand Boulevard: Insurance costs 33.20% less