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Get Cheap Car Insurance in Morris Park, Philadelphia, PA
We monitor insurance prices, helping the average driver in Morris Park save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Morris Park
The chart below shows the cheapest car insurance company in Morris Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Morris Park Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| Metromile | $67 |
| Travelers | $68 |
| State Farm | $71 |
Savings for Every Kind of Morris Park Driver
Based on our extensive insurance data, we know the average Morris Park driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $510 per year by choosing the right vehicle insurance company. Some Morris Park residents are paying out over $1,819 extra every year for auto insurance in Morris Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Morris Park, Philadelphia, PA Savings / Yr. |
|---|---|
$510 |
|
$903 |
|
$690 |
|
$823 |
|
$2,108 |
|
$365 |
|
$652 |
Morris Park Car Insurance vs. Philadelphia
People living in Morris Park pay an average of 27.58% more than the typical driver in the state. The average driver in Morris Park can expect to pay about $1,128 per year, or $1,819 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Morris Park for most people.
Car Insurance Prices by Morris Park Neighborhood
Insurance Prices
Where is insurance cheapest within Morris Park?
The map shows insurance prices in and around Morris Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $527 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,971 to a low of $1,444. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Morris Park.Pick the Best Car Insurance Company for You in Morris Park
The best car insurance provider for most drivers in Morris Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $510 over the average Morris Park car insurance company.
The best car insurance provider for Morris Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $903 over the competition.
The best car insurance company for Morris Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $690 better than other car insurance companies.
The best auto insurance for Morris Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $823 less each year.
The least expensive car insurance company for new and young drivers in Morris Park
In Morris Park, Travelers costs young drivers $2,108 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Morris Park
State Farm gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average Morris Park couple's premiums.
The cheapest car insurance in Morris Park for drivers with bad credit
The best Morris Park car insurance company for customer service
Nationwide was the best company for customer service in Morris Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Morris Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Morris Park driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Morris Park, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Morris Park
What Influences the Cost of Car Insurance in Morris Park?
On average, car insurance in Morris Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Morris Park is 42 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Morris Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Morris Park has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Morris Park is $94 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Haddington-Carroll Park: Insurance costs 2.14% more
- Haddington: Insurance costs 1.43% less
- Wynnefield: Insurance costs 5.11% less
- Cobbs Creek: Insurance costs 4.95% less
- Belmont: Insurance costs 2.36% less
- Bala Cynwyd: Insurance costs 19.19% less
- Kingsessing: Insurance costs 1.21% more
- University City: Insurance costs 18.58% less
- Brewerytown: Insurance costs 2.64% less
- Manayunk: Insurance costs 17.21% less
Neighborhoods with Similar Populations
- Baychester: Insurance costs 91.37% more
- Bergen-Lafayette: Insurance costs 37.38% more
- Brentwood: Insurance costs 25.62% more
- Campello: Insurance costs 13.25% more
- Capitol Hill: Insurance costs 18.58% more
- Carroll Gardens: Insurance costs 64.43% more
- Cedar Brook: Insurance costs 0.49% less
- Central Colorado City: Insurance costs 1.70% more
- Creston: Insurance costs 57.01% more
- Southwest Raleigh: Insurance costs 26.44% less