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Get Cheap Car Insurance in University City, Philadelphia, PA
We monitor insurance prices, helping the average driver in University City save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in University City
The chart below shows the cheapest car insurance company in University City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| University City Insurer | Monthly Cost |
|---|---|
| Kemper | $55 |
| Metromile | $55 |
| Travelers | $55 |
| State Farm | $58 |
Savings for Every Kind of University City Driver
Based on our extensive insurance data, we know the average University City driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $416 per year by choosing the right vehicle insurance company. Some University City residents are paying out over $1,481 extra every year for auto insurance in University City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University City, Philadelphia, PA Savings / Yr. |
|---|---|
$416 |
|
$736 |
|
$562 |
|
$670 |
|
$1,716 |
|
$297 |
|
$531 |
University City Car Insurance vs. Philadelphia
People living in University City pay an average of 3.89% more than the typical driver in the state. The average driver in University City can expect to pay about $918 per year, or $1,481 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in University City for most people.
Car Insurance Prices by University City Neighborhood
Insurance Prices
Where is insurance cheapest within University City?
The map shows insurance prices in and around University City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $351 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,783 to a low of $1,432. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of University City.Pick the Best Car Insurance Company for You in University City
The best car insurance provider for most drivers in University City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $416 over the average University City car insurance company.
The best car insurance provider for University City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $736 over the competition.
The best car insurance company for University City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $562 better than other car insurance companies.
The best auto insurance for University City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $670 less each year.
The least expensive car insurance company for new and young drivers in University City
In University City, Travelers costs young drivers $1,716 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University City
State Farm gave the largest car insurance discounts to married couples, averaging $297 saved each year compared to an average University City couple's premiums.
The cheapest car insurance in University City for drivers with bad credit
The best University City car insurance company for customer service
Nationwide was the best company for customer service in University City according to the NAIC.
Recent price drops
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The cheapest large national provider in University City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average University City driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University City, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around University City
What Influences the Cost of Car Insurance in University City?
On average, car insurance in University City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- University City is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University City is $77 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rittenhouse Square: Insurance costs 5.74% more
- City Center West: Insurance costs 5.20% more
- Schuylkill Southwest: Insurance costs 11.21% more
- Belmont: Insurance costs 19.92% more
- Spring Garden: Insurance costs 6.68% more
- Fairmount: Insurance costs 7.63% more
- Grays Ferry: Insurance costs 19.11% more
- Cobbs Creek: Insurance costs 16.75% more
- Point Breeze-Philadelphia: Insurance costs 20.59% more
- Chinatown: Insurance costs 10.80% more
Neighborhoods with Similar Populations
- Third World: Insurance costs 35.52% more
- Berg-Lasher: Insurance costs 167.72% more
- Braun's Farm: Insurance costs 25.73% more
- Brookfield Village: Insurance costs 62.46% more
- Buckingham Lake-Crestwood: Insurance costs 55.77% more
- Kensington: Insurance costs 39.10% more
- Kent Corner: Insurance costs 54.15% more
- Lakewood: Insurance costs 73.94% more
- 9th and 9th: Insurance costs the same
- Yorktown: Insurance costs 48.01% more