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Get Cheap Car Insurance in Cobbs Creek, Philadelphia, PA
We monitor insurance prices, helping the average driver in Cobbs Creek save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Cobbs Creek
The chart below shows the cheapest car insurance company in Cobbs Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Cobbs Creek Insurer | Monthly Cost |
|---|---|
| Kemper | $64 |
| Metromile | $64 |
| Travelers | $65 |
| State Farm | $68 |
Savings for Every Kind of Cobbs Creek Driver
Based on our extensive insurance data, we know the average Cobbs Creek driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Cobbs Creek residents are paying out over $1,729 extra every year for auto insurance in Cobbs Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cobbs Creek, Philadelphia, PA Savings / Yr. |
|---|---|
$485 |
|
$859 |
|
$656 |
|
$782 |
|
$2,003 |
|
$347 |
|
$620 |
Cobbs Creek Car Insurance vs. Philadelphia
People living in Cobbs Creek pay an average of 21.27% more than the typical driver in the state. The average driver in Cobbs Creek can expect to pay about $1,072 per year, or $1,729 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cobbs Creek for most people.
Car Insurance Prices by Cobbs Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Cobbs Creek?
The map shows insurance prices in and around Cobbs Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $630 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,039 to a low of $1,409. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Cobbs Creek.Pick the Best Car Insurance Company for You in Cobbs Creek
The best car insurance provider for most drivers in Cobbs Creek
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $485 over the average Cobbs Creek car insurance company.
The best car insurance provider for Cobbs Creek drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $859 over the competition.
The best car insurance company for Cobbs Creek drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $656 better than other car insurance companies.
The best auto insurance for Cobbs Creek drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Cobbs Creek
In Cobbs Creek, Travelers costs young drivers $2,003 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cobbs Creek
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Cobbs Creek couple's premiums.
The cheapest car insurance in Cobbs Creek for drivers with bad credit
The best Cobbs Creek car insurance company for customer service
Nationwide was the best company for customer service in Cobbs Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Cobbs Creek
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cobbs Creek driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cobbs Creek, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Cobbs Creek
What Influences the Cost of Car Insurance in Cobbs Creek?
On average, car insurance in Cobbs Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cobbs Creek is 37 minutes, which is a little more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cobbs Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Cobbs Creek is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cobbs Creek is $89 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kingsessing: Insurance costs 6.48% more
- Belmont: Insurance costs 2.72% more
- Haddington: Insurance costs 3.70% more
- Haddington-Carroll Park: Insurance costs 7.46% more
- University City: Insurance costs 14.34% less
- Grays Ferry: Insurance costs 2.02% more
- Elmwood: Insurance costs 8.73% more
- Morris Park: Insurance costs 5.21% more
- Schuylkill Southwest: Insurance costs 4.74% less
- Rittenhouse Square: Insurance costs 9.43% less
Neighborhoods with Similar Populations
- Central City: Insurance costs 10.01% more
- Northeast: Insurance costs 8.33% more
- Hickory Ridge-South Riverdale: Insurance costs 4.40% less
- Hollywood: Insurance costs 49.10% more
- Kew Ggardens: Insurance costs 87.16% more
- Lake View: Insurance costs 3.76% more
- Near North Side: Insurance costs 1.04% less
- North Long Beach: Insurance costs 37.42% more
- North: Insurance costs 24.81% less
- North Valley: Insurance costs 26.37% more