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Get Cheap Car Insurance in Hickory Ridge-South Riverdale, Memphis, TN
We monitor insurance prices, helping the average driver in Hickory Ridge-South Riverdale save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Hickory Ridge-South Riverdale
The chart below shows the cheapest car insurance company in Hickory Ridge-South Riverdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Hickory Ridge-South Riverdale Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $69 |
| Farmers Insurance | $70 |
| Safeco Insurance | $71 |
Savings for Every Kind of Hickory Ridge-South Riverdale Driver
Based on our extensive insurance data, we know the average Hickory Ridge-South Riverdale driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Hickory Ridge-South Riverdale residents are paying out over $1,653 extra every year for auto insurance in Hickory Ridge-South Riverdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hickory Ridge-South Riverdale, Memphis, TN Savings / Yr. |
|---|---|
$422 |
|
$761 |
|
$562 |
|
$644 |
|
$1,658 |
|
$399 |
|
$691 |
Hickory Ridge-South Riverdale Car Insurance vs. Memphis
People living in Hickory Ridge-South Riverdale pay an average of 19.90% more than the typical driver in the state. The average driver in Hickory Ridge-South Riverdale can expect to pay about $1,041 per year, or $1,653 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Hickory Ridge-South Riverdale for most people.
Car Insurance Prices by Hickory Ridge-South Riverdale Neighborhood
Insurance Prices
Where is insurance cheapest within Hickory Ridge-South Riverdale?
The map shows insurance prices in and around Hickory Ridge-South Riverdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,794 to a low of $1,427. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Hickory Ridge-South Riverdale.Pick the Best Car Insurance Company for You in Hickory Ridge-South Riverdale
The best car insurance provider for most drivers in Hickory Ridge-South Riverdale
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $422 over the average Hickory Ridge-South Riverdale car insurance company.
The best car insurance provider for Hickory Ridge-South Riverdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for Hickory Ridge-South Riverdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $562 better than other car insurance companies.
The best auto insurance for Hickory Ridge-South Riverdale drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $644 less each year.
The least expensive car insurance company for new and young drivers in Hickory Ridge-South Riverdale
In Hickory Ridge-South Riverdale, State Farm costs young drivers $1,658 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hickory Ridge-South Riverdale
State Farm gave the largest car insurance discounts to married couples, averaging $399 saved each year compared to an average Hickory Ridge-South Riverdale couple's premiums.
The cheapest car insurance in Hickory Ridge-South Riverdale for drivers with bad credit
The best Hickory Ridge-South Riverdale car insurance company for customer service
Nationwide was the best company for customer service in Hickory Ridge-South Riverdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Hickory Ridge-South Riverdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hickory Ridge-South Riverdale driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hickory Ridge-South Riverdale, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Hickory Ridge-South Riverdale
What Influences the Cost of Car Insurance in Hickory Ridge-South Riverdale?
On average, car insurance in Hickory Ridge-South Riverdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hickory Ridge-South Riverdale is 26 minutes, which is about the national average for a driver in the city.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hickory Ridge-South Riverdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hickory Ridge-South Riverdale is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hickory Ridge-South Riverdale is $87 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Windyke-Southwind: Insurance costs 7.08% less
- Parkway Village-Oakhaven: Insurance costs 1.39% less
- River Oaks: Insurance costs 9.68% less
- River Oaks-Kirby-Balmoral: Insurance costs 8.17% less
- Walnut Grove - Shelby Farms PD: Insurance costs 10.65% less
- East Memphis-Colonial-Yorkshire: Insurance costs 6.53% less
- Cordova-Appling: Insurance costs 4.48% less
- Berclair-Highland Heights: Insurance costs 1.94% less
- White Haven-Coro Lake: Insurance costs 2.42% more
- Midtown-Memphis: Insurance costs 3.81% less
Neighborhoods with Similar Populations
- Northeast Raleigh: Insurance costs 16.33% less
- Southwest Dallas: Insurance costs 23.90% more
- Anacostia: Insurance costs 52.15% more
- Bedford Park: Insurance costs 114.58% more
- White Haven-Coro Lake: Insurance costs 2.42% more
- Ahwatukee: Insurance costs 12.89% more
- West: Insurance costs 7.50% more
- Wedgwood: Insurance costs 12.40% more
- South Scottsdale: Insurance costs 13.97% more
- Parkchester: Insurance costs 108.35% more