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Get Cheap Car Insurance in Parkchester, Bronx, NY
We monitor insurance prices, helping the average driver in Parkchester save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Parkchester
The chart below shows the cheapest car insurance company in Parkchester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Parkchester Insurer | Monthly Cost |
|---|---|
| Kemper | $127 |
| Plymouth Rock Assurance | $169 |
| Safeco Insurance | $181 |
| Geico | $189 |
Savings for Every Kind of Parkchester Driver
Based on our extensive insurance data, we know the average Parkchester driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,027 per year by choosing the right vehicle insurance company. Some Parkchester residents are paying out over $3,444 extra every year for auto insurance in Parkchester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkchester, Bronx, NY Savings / Yr. |
|---|---|
$1,027 |
|
$655 |
|
$1,308 |
|
$1,324 |
|
$3,242 |
|
$1,085 |
|
$1,728 |
Parkchester Car Insurance vs. Bronx
People living in Parkchester pay an average of 42.02% more than the typical driver in the state. The average driver in Parkchester can expect to pay about $2,498 per year, or $3,444 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Parkchester for most people.
Car Insurance Prices by Parkchester Neighborhood
Insurance Prices
Where is insurance cheapest within Parkchester?
The map shows insurance prices in and around Parkchester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $948 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,734 to a low of $2,786. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Parkchester.Pick the Best Car Insurance Company for You in Parkchester
The best car insurance provider for most drivers in Parkchester
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,027 over the average Parkchester car insurance company.
The best car insurance provider for Parkchester drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $655 over the competition.
The best car insurance company for Parkchester drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,308 better than other car insurance companies.
The best auto insurance for Parkchester drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,324 less each year.
The least expensive car insurance company for new and young drivers in Parkchester
In Parkchester, Progressive costs young drivers $3,242 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkchester
Progressive gave the largest car insurance discounts to married couples, averaging $1,085 saved each year compared to an average Parkchester couple's premiums.
The cheapest car insurance in Parkchester for drivers with bad credit
The best Parkchester car insurance company for customer service
Nationwide was the best company for customer service in Parkchester according to the NAIC.
Recent price drops
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The cheapest large national provider in Parkchester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Parkchester driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkchester, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Parkchester
What Influences the Cost of Car Insurance in Parkchester?
On average, car insurance in Parkchester is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Parkchester is 61 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkchester are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Parkchester is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parkchester is $208 per month for minimum coverage and $287 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Van Nest: Insurance costs 0.29% less
- Morris Park: Insurance costs 7.87% less
- Middletown-Pelham Bay: Insurance costs 1.28% less
- Unionport: Insurance costs 2.09% more
- Bronxdale: Insurance costs 1.97% more
- West Farms: Insurance costs 4.65% more
- Schuylerville: Insurance costs 3.60% less
- Soundview: Insurance costs 3.02% more
- Baychester: Insurance costs 1.07% more
- Williamsbridge: Insurance costs 2.82% more
Neighborhoods with Similar Populations
- Bay Ridge-Fort Hamilton: Insurance costs 8.91% less
- South Scottsdale: Insurance costs 45.30% less
- Park Slope: Insurance costs 12.66% less
- Northwest Raleigh: Insurance costs 62.80% less
- Northeast: Insurance costs 45.62% less
- Kew Ggardens: Insurance costs 6.04% less
- Fort Green: Insurance costs 5.55% less
- Far Northeast: Insurance costs 48.29% less
- Far North Dallas-Fort Worth: Insurance costs 47.85% less
- Ewa: Insurance costs 57.46% less