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Get Cheap Car Insurance in Middletown-Pelham Bay, Bronx, NY
We monitor insurance prices, helping the average driver in Middletown-Pelham Bay save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Middletown-Pelham Bay
The chart below shows the cheapest car insurance company in Middletown-Pelham Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Middletown-Pelham Bay Insurer | Monthly Cost |
|---|---|
| Kemper | $125 |
| Plymouth Rock Assurance | $166 |
| Safeco Insurance | $179 |
| Geico | $187 |
Savings for Every Kind of Middletown-Pelham Bay Driver
Based on our extensive insurance data, we know the average Middletown-Pelham Bay driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,014 per year by choosing the right vehicle insurance company. Some Middletown-Pelham Bay residents are paying out over $3,400 extra every year for auto insurance in Middletown-Pelham Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Middletown-Pelham Bay, Bronx, NY Savings / Yr. |
|---|---|
$1,014 |
|
$646 |
|
$1,291 |
|
$1,307 |
|
$3,201 |
|
$1,071 |
|
$1,706 |
Middletown-Pelham Bay Car Insurance vs. Bronx
People living in Middletown-Pelham Bay pay an average of 40.20% more than the typical driver in the state. The average driver in Middletown-Pelham Bay can expect to pay about $2,466 per year, or $3,400 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Middletown-Pelham Bay for most people.
Car Insurance Prices by Middletown-Pelham Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Middletown-Pelham Bay?
The map shows insurance prices in and around Middletown-Pelham Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $599 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,474 to a low of $2,875. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Middletown-Pelham Bay.Pick the Best Car Insurance Company for You in Middletown-Pelham Bay
The best car insurance provider for most drivers in Middletown-Pelham Bay
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,014 over the average Middletown-Pelham Bay car insurance company.
The best car insurance provider for Middletown-Pelham Bay drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $646 over the competition.
The best car insurance company for Middletown-Pelham Bay drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,291 better than other car insurance companies.
The best auto insurance for Middletown-Pelham Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,307 less each year.
The least expensive car insurance company for new and young drivers in Middletown-Pelham Bay
In Middletown-Pelham Bay, Progressive costs young drivers $3,201 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Middletown-Pelham Bay
Progressive gave the largest car insurance discounts to married couples, averaging $1,071 saved each year compared to an average Middletown-Pelham Bay couple's premiums.
The cheapest car insurance in Middletown-Pelham Bay for drivers with bad credit
The best Middletown-Pelham Bay car insurance company for customer service
Nationwide was the best company for customer service in Middletown-Pelham Bay according to the NAIC.
Recent price drops
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The cheapest large national provider in Middletown-Pelham Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Middletown-Pelham Bay driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Middletown-Pelham Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Middletown-Pelham Bay
What Influences the Cost of Car Insurance in Middletown-Pelham Bay?
On average, car insurance in Middletown-Pelham Bay is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Middletown-Pelham Bay is 45 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Middletown-Pelham Bay are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Middletown-Pelham Bay is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Middletown-Pelham Bay is $206 per month for minimum coverage and $283 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Schuylerville: Insurance costs 2.35% less
- Parkchester: Insurance costs 1.29% more
- Morris Park: Insurance costs 6.68% less
- Unionport: Insurance costs 3.41% more
- Van Nest: Insurance costs 1.00% more
- Throgs Neck-Edgewater Park: Insurance costs 7.18% less
- Bronxdale: Insurance costs 3.29% more
- Country Club: Insurance costs 0.09% more
- Baychester: Insurance costs 2.38% more
- West Farms: Insurance costs 6.00% more
Neighborhoods with Similar Populations
- Benton Park: Insurance costs 37.74% less
- Meadow Springs: Insurance costs 60.12% less
- Westchester: Insurance costs 44.32% less
- Vista del Norte: Insurance costs 47.29% less
- Village 12: Insurance costs 35.50% less
- Terrace-Shurtleff: Insurance costs 40.44% less
- South Flagstaff: Insurance costs 47.41% less
- Scioto Woods: Insurance costs 66.32% less
- Ravine Gardens: Insurance costs 45.85% less
- Putnam Lake: Insurance costs 27.35% less