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Get Cheap Car Insurance in Throgs Neck-Edgewater Park, Bronx, NY
We monitor insurance prices, helping the average driver in Throgs Neck-Edgewater Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Throgs Neck-Edgewater Park
The chart below shows the cheapest car insurance company in Throgs Neck-Edgewater Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Throgs Neck-Edgewater Park Insurer | Monthly Cost |
|---|---|
| Kemper | $116 |
| Plymouth Rock Assurance | $155 |
| Safeco Insurance | $166 |
| Geico | $173 |
Savings for Every Kind of Throgs Neck-Edgewater Park Driver
Based on our extensive insurance data, we know the average Throgs Neck-Edgewater Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $941 per year by choosing the right vehicle insurance company. Some Throgs Neck-Edgewater Park residents are paying out over $3,156 extra every year for auto insurance in Throgs Neck-Edgewater Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Throgs Neck-Edgewater Park, Bronx, NY Savings / Yr. |
|---|---|
$941 |
|
$600 |
|
$1,198 |
|
$1,213 |
|
$2,971 |
|
$994 |
|
$1,584 |
Throgs Neck-Edgewater Park Car Insurance vs. Bronx
People living in Throgs Neck-Edgewater Park pay an average of 30.12% more than the typical driver in the state. The average driver in Throgs Neck-Edgewater Park can expect to pay about $2,289 per year, or $3,156 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Throgs Neck-Edgewater Park for most people.
Car Insurance Prices by Throgs Neck-Edgewater Park Neighborhood
Insurance Prices
Where is insurance cheapest within Throgs Neck-Edgewater Park?
The map shows insurance prices in and around Throgs Neck-Edgewater Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $999 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,719 to a low of $2,720. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Throgs Neck-Edgewater Park.Pick the Best Car Insurance Company for You in Throgs Neck-Edgewater Park
The best car insurance provider for most drivers in Throgs Neck-Edgewater Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $941 over the average Throgs Neck-Edgewater Park car insurance company.
The best car insurance provider for Throgs Neck-Edgewater Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $600 over the competition.
The best car insurance company for Throgs Neck-Edgewater Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,198 better than other car insurance companies.
The best auto insurance for Throgs Neck-Edgewater Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,213 less each year.
The least expensive car insurance company for new and young drivers in Throgs Neck-Edgewater Park
In Throgs Neck-Edgewater Park, Progressive costs young drivers $2,971 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Throgs Neck-Edgewater Park
Progressive gave the largest car insurance discounts to married couples, averaging $994 saved each year compared to an average Throgs Neck-Edgewater Park couple's premiums.
The cheapest car insurance in Throgs Neck-Edgewater Park for drivers with bad credit
The best Throgs Neck-Edgewater Park car insurance company for customer service
Nationwide was the best company for customer service in Throgs Neck-Edgewater Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Throgs Neck-Edgewater Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Throgs Neck-Edgewater Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Throgs Neck-Edgewater Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Throgs Neck-Edgewater Park
What Influences the Cost of Car Insurance in Throgs Neck-Edgewater Park?
On average, car insurance in Throgs Neck-Edgewater Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Throgs Neck-Edgewater Park is 53 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Throgs Neck-Edgewater Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Throgs Neck-Edgewater Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Throgs Neck-Edgewater Park is $191 per month for minimum coverage and $263 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Schuylerville: Insurance costs 5.20% more
- Middletown-Pelham Bay: Insurance costs 7.73% more
- Unionport: Insurance costs 11.41% more
- Parkchester: Insurance costs 9.13% more
- Beechhurst: Insurance costs 7.13% less
- Malba: Insurance costs 2.12% less
- Soundview: Insurance costs 12.42% more
- Morris Park: Insurance costs 0.54% more
- Whitestone: Insurance costs 5.29% less
- Van Nest: Insurance costs 8.81% more
Neighborhoods with Similar Populations
- Capitol Hill: Insurance costs 28.90% less
- Brea-Olinda: Insurance costs 31.27% less
- Downtown Seattle: Insurance costs 46.45% less
- Little Woods: Insurance costs 29.59% more
- Dunning: Insurance costs 42.14% less
- Brighton Park: Insurance costs 36.38% less
- Dyker Heights: Insurance costs 2.60% more
- Northwest: Insurance costs 33.17% less
- Bustleton: Insurance costs 49.52% less
- Capitol Hill: Insurance costs 46.20% less