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Get Cheap Car Insurance in Brea-Olinda, Brea, CA
We monitor insurance prices, helping the average driver in Brea-Olinda save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Brea-Olinda
The chart below shows the cheapest car insurance company in Brea-Olinda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Brea-Olinda Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of Brea-Olinda Driver
Based on our extensive insurance data, we know the average Brea-Olinda driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $693 per year by choosing the right vehicle insurance company. Some Brea-Olinda residents are paying out over $2,169 extra every year for auto insurance in Brea-Olinda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brea-Olinda, Brea, CA Savings / Yr. |
|---|---|
$693 |
|
$1,270 |
|
$1,005 |
|
$1,765 |
|
$906 |
|
$393 |
|
$0 |
Brea-Olinda Car Insurance vs. Brea
People living in Brea-Olinda pay an average of 8.01% more than the typical driver in the state. The average driver in Brea-Olinda can expect to pay about $1,015 per year, or $2,169 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Brea-Olinda for most people.
Car Insurance Prices by Brea-Olinda Neighborhood
Insurance Prices
Where is insurance cheapest within Brea-Olinda?
The map shows insurance prices in and around Brea-Olinda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $344 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,362 to a low of $2,018. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Brea-Olinda.Pick the Best Car Insurance Company for You in Brea-Olinda
The best car insurance provider for most drivers in Brea-Olinda
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $693 over the average Brea-Olinda car insurance company.
The best car insurance provider for Brea-Olinda drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,270 over the competition.
The best car insurance company for Brea-Olinda drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,005 better than other car insurance companies.
The best auto insurance for Brea-Olinda drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,765 less each year.
The least expensive car insurance company for new and young drivers in Brea-Olinda
In Brea-Olinda, State Farm costs young drivers $906 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brea-Olinda
Progressive gave the largest car insurance discounts to married couples, averaging $393 saved each year compared to an average Brea-Olinda couple's premiums.
The cheapest car insurance in Brea-Olinda for drivers with bad credit
The best Brea-Olinda car insurance company for customer service
Nationwide was the best company for customer service in Brea-Olinda according to the NAIC.
Recent price drops
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The cheapest large national provider in Brea-Olinda
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Brea-Olinda driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brea-Olinda, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Brea-Olinda
What Influences the Cost of Car Insurance in Brea-Olinda?
On average, car insurance in Brea-Olinda is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brea-Olinda is 41 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brea-Olinda are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Brea-Olinda is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brea-Olinda is $85 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- La Habra City: Insurance costs 1.98% more
- Downtown Fullerton: Insurance costs 5.30% more
- Northeast: Insurance costs 4.06% more
- Lowell: Insurance costs 3.37% more
- The Colony: Insurance costs 8.16% more
- Walnut Valley: Insurance costs 3.04% more
- Southeast: Insurance costs 4.01% more
- Northwest: Insurance costs 5.53% more
- Anaheim Hills: Insurance costs 1.94% less
- SouthWest Anaheim: Insurance costs 4.52% more
Neighborhoods with Similar Populations
- Kings Bridge: Insurance costs 59.20% more
- Country Club: Insurance costs 56.89% more
- Desert View: Insurance costs 11.99% less
- Downtown Long Beach: Insurance costs 12.96% more
- East Foothills: Insurance costs 0.65% less
- East Harlem: Insurance costs 57.58% more
- El Sereno: Insurance costs 11.43% more
- Far North: Insurance costs 47.53% less
- Far Northwest: Insurance costs 17.57% less
- Far West: Insurance costs 21.12% less