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Get Cheap Car Insurance in Lowell, La Habra, CA
We monitor insurance prices, helping the average driver in Lowell save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lowell
The chart below shows the cheapest car insurance company in Lowell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lowell Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Lowell Driver
Based on our extensive insurance data, we know the average Lowell driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $717 per year by choosing the right vehicle insurance company. Some Lowell residents are paying out over $2,242 extra every year for auto insurance in Lowell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowell, La Habra, CA Savings / Yr. |
|---|---|
$717 |
|
$1,313 |
|
$1,038 |
|
$1,824 |
|
$937 |
|
$406 |
|
$0 |
Lowell Car Insurance vs. La Habra
People living in Lowell pay an average of 11.65% more than the typical driver in the state. The average driver in Lowell can expect to pay about $1,050 per year, or $2,242 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lowell for most people.
Car Insurance Prices by Lowell Neighborhood
Insurance Prices
Where is insurance cheapest within Lowell?
The map shows insurance prices in and around Lowell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $250 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,393 to a low of $2,143. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Lowell.Pick the Best Car Insurance Company for You in Lowell
The best car insurance provider for most drivers in Lowell
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $717 over the average Lowell car insurance company.
The best car insurance provider for Lowell drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,313 over the competition.
The best car insurance company for Lowell drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,038 better than other car insurance companies.
The best auto insurance for Lowell drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,824 less each year.
The least expensive car insurance company for new and young drivers in Lowell
In Lowell, State Farm costs young drivers $937 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowell
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Lowell couple's premiums.
The cheapest car insurance in Lowell for drivers with bad credit
The best Lowell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lowell
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lowell driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowell, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lowell
What Influences the Cost of Car Insurance in Lowell?
On average, car insurance in Lowell is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lowell is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowell are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lowell is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lowell is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- La Habra City: Insurance costs 1.34% less
- Downtown Fullerton: Insurance costs 1.87% more
- Brea-Olinda: Insurance costs 3.26% less
- Northwest: Insurance costs 2.10% more
- Los Neitos: Insurance costs 1.38% more
- Little Lake City: Insurance costs 1.20% more
- The Colony: Insurance costs 4.64% more
- SouthWest Anaheim: Insurance costs 1.12% more
- Northeast: Insurance costs 0.67% more
- Southwest: Insurance costs 1.56% more
Neighborhoods with Similar Populations
- Georgetown: Insurance costs 9.86% less
- Greystone: Insurance costs 28.90% less
- Greater Inwood: Insurance costs 5.35% less
- Great Northwest: Insurance costs 12.85% less
- Great Kills: Insurance costs 24.26% more
- Grays Ferry: Insurance costs 21.32% less
- Glen Oaks: Insurance costs 34.03% more
- Girard Estates: Insurance costs 27.16% less
- Getty Square: Insurance costs 48.08% more
- West of Twin Peaks: Insurance costs 2.41% less