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Get Cheap Car Insurance in Los Neitos, West Whittier-Los Nietos, CA
We monitor insurance prices, helping the average driver in Los Neitos save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Los Neitos
The chart below shows the cheapest car insurance company in Los Neitos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Los Neitos Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Los Neitos Driver
Based on our extensive insurance data, we know the average Los Neitos driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $727 per year by choosing the right vehicle insurance company. Some Los Neitos residents are paying out over $2,273 extra every year for auto insurance in Los Neitos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Los Neitos, West Whittier-Los Nietos, CA Savings / Yr. |
|---|---|
$727 |
|
$1,331 |
|
$1,053 |
|
$1,849 |
|
$950 |
|
$412 |
|
$0 |
Los Neitos Car Insurance vs. West Whittier-Los Nietos
People living in Los Neitos pay an average of 13.18% more than the typical driver in the state. The average driver in Los Neitos can expect to pay about $1,064 per year, or $2,273 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Los Neitos for most people.
Car Insurance Prices by Los Neitos Neighborhood
Insurance Prices
Where is insurance cheapest within Los Neitos?
The map shows insurance prices in and around Los Neitos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $248 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,400 to a low of $2,152. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Los Neitos.Pick the Best Car Insurance Company for You in Los Neitos
The best car insurance provider for most drivers in Los Neitos
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $727 over the average Los Neitos car insurance company.
The best car insurance provider for Los Neitos drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,331 over the competition.
The best car insurance company for Los Neitos drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,053 better than other car insurance companies.
The best auto insurance for Los Neitos drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,849 less each year.
The least expensive car insurance company for new and young drivers in Los Neitos
In Los Neitos, State Farm costs young drivers $950 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Los Neitos
Progressive gave the largest car insurance discounts to married couples, averaging $412 saved each year compared to an average Los Neitos couple's premiums.
The cheapest car insurance in Los Neitos for drivers with bad credit
The best Los Neitos car insurance company for customer service
Nationwide was the best company for customer service in Los Neitos according to the NAIC.
Recent price drops
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The cheapest large national provider in Los Neitos
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Los Neitos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Los Neitos, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Los Neitos
What Influences the Cost of Car Insurance in Los Neitos?
On average, car insurance in Los Neitos is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Los Neitos is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Los Neitos are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Los Neitos is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Los Neitos is $89 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- El Rancho: Insurance costs 1.72% more
- Little Lake City: Insurance costs 0.18% less
- Valle Lindo: Insurance costs 1.14% more
- South San Gabriel: Insurance costs 1.58% more
- Lowell: Insurance costs 1.36% less
- Bandini: Insurance costs 2.64% more
- Walker: Insurance costs 4.93% more
- Hollydale: Insurance costs 1.36% more
- Garvey: Insurance costs 6.25% more
- Mountain View: Insurance costs 3.70% more
Neighborhoods with Similar Populations
- Sunrise: Insurance costs 20.94% more
- Drnag: Insurance costs 1.80% more
- Eads-Fisherville: Insurance costs 33.79% less
- East Central: Insurance costs the same
- Elmwood: Insurance costs 6.78% less
- Hunting Park: Insurance costs 20.15% less
- Kailua Kona: Insurance costs 38.63% less
- Mount Greenwood: Insurance costs 26.97% less
- Richmond: Insurance costs 20.59% less
- Southwest: Insurance costs 47.51% less