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Get Cheap Car Insurance in Elmwood, Berkeley, CA
We monitor insurance prices, helping the average driver in Elmwood save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Elmwood
The chart below shows the cheapest car insurance company in Elmwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Elmwood Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Elmwood Driver
Based on our extensive insurance data, we know the average Elmwood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $677 per year by choosing the right vehicle insurance company. Some Elmwood residents are paying out over $2,119 extra every year for auto insurance in Elmwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elmwood, Berkeley, CA Savings / Yr. |
|---|---|
$677 |
|
$1,241 |
|
$981 |
|
$1,724 |
|
$885 |
|
$384 |
|
$0 |
Elmwood Car Insurance vs. Berkeley
People living in Elmwood pay an average of 5.53% more than the typical driver in the state. The average driver in Elmwood can expect to pay about $992 per year, or $2,119 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Elmwood for most people.
Car Insurance Prices by Elmwood Neighborhood
Insurance Prices
Where is insurance cheapest within Elmwood?
The map shows insurance prices in and around Elmwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $334 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,289 to a low of $1,955. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Elmwood.Pick the Best Car Insurance Company for You in Elmwood
The best car insurance provider for most drivers in Elmwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $677 over the average Elmwood car insurance company.
The best car insurance provider for Elmwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,241 over the competition.
The best car insurance company for Elmwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $981 better than other car insurance companies.
The best auto insurance for Elmwood drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,724 less each year.
The least expensive car insurance company for new and young drivers in Elmwood
In Elmwood, State Farm costs young drivers $885 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elmwood
Progressive gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Elmwood couple's premiums.
The cheapest car insurance in Elmwood for drivers with bad credit
The best Elmwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Elmwood
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Elmwood driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elmwood, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Elmwood
What Influences the Cost of Car Insurance in Elmwood?
On average, car insurance in Elmwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elmwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Elmwood is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elmwood is $83 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Berkeley: Insurance costs 4.34% more
- Claremont: Insurance costs 3.40% less
- Downtown Berkeley: Insurance costs 3.92% more
- Fairview Park: Insurance costs 1.51% more
- North Berkeley: Insurance costs 0.57% less
- Bushrod: Insurance costs 6.94% more
- Rockridge: Insurance costs 3.82% more
- Central Berkeley: Insurance costs 1.37% more
- Shafter: Insurance costs 8.07% more
- SouthWest Berkeley: Insurance costs 6.51% more
Neighborhoods with Similar Populations
- Southwestern Outer Drive: Insurance costs 42.76% more
- Fort Totten-Upper Northeast: Insurance costs 14.63% more
- Highland Park: Insurance costs 14.96% more
- Historic Filipinotown: Insurance costs 20.81% more
- Hunting Park: Insurance costs 14.35% less
- Kensington: Insurance costs 22.42% less
- Loop: Insurance costs 20.72% less
- 19th Ward: Insurance costs 32.52% more
- Macalester-Groveland: Insurance costs 20.06% less
- Maplewood-Ashcreek: Insurance costs 22.18% less