Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Southwestern Outer Drive, Dearborn, MI
We monitor insurance prices, helping the average driver in Southwestern Outer Drive save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Southwestern Outer Drive
The chart below shows the cheapest car insurance company in Southwestern Outer Drive for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Southwestern Outer Drive Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $112 |
| Progressive | $128 |
| State Farm | $129 |
| Safeco Insurance | $136 |
Savings for Every Kind of Southwestern Outer Drive Driver
Based on our extensive insurance data, we know the average Southwestern Outer Drive driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,216 per year by choosing the right vehicle insurance company. Some Southwestern Outer Drive residents are paying out over $3,025 extra every year for auto insurance in Southwestern Outer Drive. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwestern Outer Drive, Dearborn, MI Savings / Yr. |
|---|---|
$1,216 |
|
$1,985 |
|
$1,756 |
|
$2,670 |
|
$3,150 |
|
$0 |
|
$0 |
Southwestern Outer Drive Car Insurance vs. Dearborn
People living in Southwestern Outer Drive pay an average of 4.36% more than the typical driver in the state. The average driver in Southwestern Outer Drive can expect to pay about $2,298 per year, or $3,025 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Southwestern Outer Drive for most people.
Car Insurance Prices by Southwestern Outer Drive Neighborhood
Insurance Prices
Where is insurance cheapest within Southwestern Outer Drive?
The map shows insurance prices in and around Southwestern Outer Drive, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $352 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,247 to a low of $2,895. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Southwestern Outer Drive.Pick the Best Car Insurance Company for You in Southwestern Outer Drive
The best car insurance provider for most drivers in Southwestern Outer Drive
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,216 over the average Southwestern Outer Drive car insurance company.
The best car insurance provider for Southwestern Outer Drive drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,985 over the competition.
The best car insurance company for Southwestern Outer Drive drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,756 better than other car insurance companies.
The best auto insurance for Southwestern Outer Drive drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,670 less each year.
The least expensive car insurance company for new and young drivers in Southwestern Outer Drive
In Southwestern Outer Drive, Geico costs young drivers $3,150 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwestern Outer Drive
The cheapest car insurance in Southwestern Outer Drive for drivers with bad credit
The best Southwestern Outer Drive car insurance company for customer service
Nationwide was the best company for customer service in Southwestern Outer Drive according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Southwestern Outer Drive, which was better than other insurers.
The cheapest large national provider in Southwestern Outer Drive
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwestern Outer Drive driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwestern Outer Drive, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southwestern Outer Drive
What Influences the Cost of Car Insurance in Southwestern Outer Drive?
On average, car insurance in Southwestern Outer Drive is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwestern Outer Drive is 29 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Southwestern Outer Drive is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwestern Outer Drive is $192 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Downtown Dearborn: Insurance costs 3.07% more
- Snow Woods: Insurance costs 1.72% more
- Dearborn Hills: Insurance costs 0.36% more
- Warrendale: Insurance costs 31.74% more
- East Downtown Dearborn: Insurance costs 9.22% more
- Park: Insurance costs 27.67% more
- Garden View: Insurance costs 33.45% more
- Boynton: Insurance costs 28.33% more
- Emmons Orchard: Insurance costs 4.73% more
- Franklin Park: Insurance costs 33.92% more
Neighborhoods with Similar Populations
- Noe Valley: Insurance costs 24.63% less
- South Natomas: Insurance costs 26.41% less
- Sommerset West-Elmonica South: Insurance costs 45.02% less
- Sheep Mountain: Insurance costs 21.12% less
- Save The Valley 21: Insurance costs 36.69% less
- San Luis Rey: Insurance costs 33.39% less
- North Redlands: Insurance costs 29.32% less
- North Gateway: Insurance costs 37.98% less
- North Central Omaha: Insurance costs 50.41% less
- South: Insurance costs 50.68% less