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Get Cheap Car Insurance in Noe Valley, San Francisco, CA
We monitor insurance prices, helping the average driver in Noe Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Noe Valley
The chart below shows the cheapest car insurance company in Noe Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Noe Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Noe Valley Driver
Based on our extensive insurance data, we know the average Noe Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $729 per year by choosing the right vehicle insurance company. Some Noe Valley residents are paying out over $2,280 extra every year for auto insurance in Noe Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Noe Valley, San Francisco, CA Savings / Yr. |
|---|---|
$729 |
|
$1,335 |
|
$1,056 |
|
$1,856 |
|
$953 |
|
$413 |
|
$0 |
Noe Valley Car Insurance vs. San Francisco
People living in Noe Valley pay an average of 13.56% more than the typical driver in the state. The average driver in Noe Valley can expect to pay about $1,067 per year, or $2,280 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Noe Valley for most people.
Car Insurance Prices by Noe Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Noe Valley?
The map shows insurance prices in and around Noe Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $396 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,462 to a low of $2,066. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Noe Valley.Pick the Best Car Insurance Company for You in Noe Valley
The best car insurance provider for most drivers in Noe Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $729 over the average Noe Valley car insurance company.
The best car insurance provider for Noe Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,335 over the competition.
The best car insurance company for Noe Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,056 better than other car insurance companies.
The best auto insurance for Noe Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,856 less each year.
The least expensive car insurance company for new and young drivers in Noe Valley
In Noe Valley, State Farm costs young drivers $953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Noe Valley
Progressive gave the largest car insurance discounts to married couples, averaging $413 saved each year compared to an average Noe Valley couple's premiums.
The cheapest car insurance in Noe Valley for drivers with bad credit
The best Noe Valley car insurance company for customer service
Nationwide was the best company for customer service in Noe Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Noe Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Noe Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Noe Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Noe Valley
What Influences the Cost of Car Insurance in Noe Valley?
On average, car insurance in Noe Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Noe Valley is 45 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Noe Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Noe Valley is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Noe Valley is $89 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Diamond Heights: Insurance costs 4.69% less
- Liberty Street Historic District: Insurance costs 3.64% more
- Castro-Upper Market: Insurance costs 0.26% more
- Glen Park: Insurance costs 3.46% less
- Twin Peaks: Insurance costs 2.54% less
- Bernal Heights: Insurance costs 4.65% less
- Mission: Insurance costs 2.63% more
- Duboce Triangle: Insurance costs 2.41% more
- St Marys Park: Insurance costs 1.49% less
- Cole Valley: Insurance costs 0.83% less
Neighborhoods with Similar Populations
- South Natomas: Insurance costs 2.37% less
- Highland Park: Insurance costs 6.84% more
- Historic Filipinotown: Insurance costs 12.28% more
- Hollis: Insurance costs 53.03% more
- Hunts Point: Insurance costs 59.30% more
- Kalihi Valley: Insurance costs 36.23% less
- Lents: Insurance costs 16.93% less
- Linda Vista: Insurance costs 10.96% less
- Lower West Side: Insurance costs 12.32% less
- Mililani Mauka-Launani Valley: Insurance costs 37.94% less