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Get Cheap Car Insurance in Twin Peaks, San Francisco, CA
We monitor insurance prices, helping the average driver in Twin Peaks save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Twin Peaks
The chart below shows the cheapest car insurance company in Twin Peaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Twin Peaks Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $70 |
Savings for Every Kind of Twin Peaks Driver
Based on our extensive insurance data, we know the average Twin Peaks driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $710 per year by choosing the right vehicle insurance company. Some Twin Peaks residents are paying out over $2,222 extra every year for auto insurance in Twin Peaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Twin Peaks, San Francisco, CA Savings / Yr. |
|---|---|
$710 |
|
$1,301 |
|
$1,029 |
|
$1,808 |
|
$928 |
|
$403 |
|
$0 |
Twin Peaks Car Insurance vs. San Francisco
People living in Twin Peaks pay an average of 10.64% more than the typical driver in the state. The average driver in Twin Peaks can expect to pay about $1,040 per year, or $2,222 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Twin Peaks for most people.
Car Insurance Prices by Twin Peaks Neighborhood
Insurance Prices
Where is insurance cheapest within Twin Peaks?
The map shows insurance prices in and around Twin Peaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $306 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,344 to a low of $2,038. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Twin Peaks.Pick the Best Car Insurance Company for You in Twin Peaks
The best car insurance provider for most drivers in Twin Peaks
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $710 over the average Twin Peaks car insurance company.
The best car insurance provider for Twin Peaks drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,301 over the competition.
The best car insurance company for Twin Peaks drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,029 better than other car insurance companies.
The best auto insurance for Twin Peaks drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,808 less each year.
The least expensive car insurance company for new and young drivers in Twin Peaks
In Twin Peaks, State Farm costs young drivers $928 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Twin Peaks
Progressive gave the largest car insurance discounts to married couples, averaging $403 saved each year compared to an average Twin Peaks couple's premiums.
The cheapest car insurance in Twin Peaks for drivers with bad credit
The best Twin Peaks car insurance company for customer service
Nationwide was the best company for customer service in Twin Peaks according to the NAIC.
Recent price drops
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The cheapest large national provider in Twin Peaks
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Twin Peaks driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Twin Peaks, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Twin Peaks
What Influences the Cost of Car Insurance in Twin Peaks?
On average, car insurance in Twin Peaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Twin Peaks is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Twin Peaks are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Twin Peaks is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Twin Peaks is $87 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Diamond Heights: Insurance costs 2.21% less
- Cole Valley: Insurance costs 1.76% more
- Castro-Upper Market: Insurance costs 2.88% more
- Noe Valley: Insurance costs 2.61% more
- West of Twin Peaks: Insurance costs 1.53% less
- Inner Sunset: Insurance costs 0.14% less
- Glen Park: Insurance costs 0.95% less
- Haight-Ashbury: Insurance costs 4.28% more
- Duboce Triangle: Insurance costs 5.09% more
- Liberty Street Historic District: Insurance costs 6.35% more
Neighborhoods with Similar Populations
- Berkeley Place: Insurance costs 33.12% less
- The Avenues: Insurance costs 36.00% less
- Curtis: Insurance costs 5.27% more
- Centennial: Insurance costs 0.77% more
- Bridgetown North: Insurance costs 48.56% less
- Braddock Road Metro: Insurance costs 38.93% less
- Bowdoin Apartments: Insurance costs 5.63% less
- Black Mountain: Insurance costs 4.77% more
- Bessemer: Insurance costs 8.87% less
- Belvidere: Insurance costs 23.31% less