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Get Cheap Car Insurance in Black Mountain, Henderson, NV
We monitor insurance prices, helping the average driver in Black Mountain save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Black Mountain
The chart below shows the cheapest car insurance company in Black Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Black Mountain Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Progressive | $89 |
| Geico | $89 |
| Safeco Insurance | $96 |
Savings for Every Kind of Black Mountain Driver
Based on our extensive insurance data, we know the average Black Mountain driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $530 per year by choosing the right vehicle insurance company. Some Black Mountain residents are paying out over $2,328 extra every year for auto insurance in Black Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Mountain, Henderson, NV Savings / Yr. |
|---|---|
$530 |
|
$717 |
|
$403 |
|
$997 |
|
$2,981 |
|
$683 |
|
$968 |
Black Mountain Car Insurance vs. Henderson
People living in Black Mountain pay an average of 3.39% more than the typical driver in the state. The average driver in Black Mountain can expect to pay about $1,190 per year, or $2,328 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Black Mountain for most people.
Car Insurance Prices by Black Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Black Mountain?
The map shows insurance prices in and around Black Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $370 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,507 to a low of $2,137. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Black Mountain.Pick the Best Car Insurance Company for You in Black Mountain
The best car insurance provider for most drivers in Black Mountain
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $530 over the average Black Mountain car insurance company.
The best car insurance provider for Black Mountain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $717 over the competition.
The best car insurance company for Black Mountain drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $403 better than other car insurance companies.
The best auto insurance for Black Mountain drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $997 less each year.
The least expensive car insurance company for new and young drivers in Black Mountain
In Black Mountain, State Farm costs young drivers $2,981 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Mountain
State Farm gave the largest car insurance discounts to married couples, averaging $683 saved each year compared to an average Black Mountain couple's premiums.
The cheapest car insurance in Black Mountain for drivers with bad credit
The best Black Mountain car insurance company for customer service
Nationwide was the best company for customer service in Black Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Black Mountain
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Black Mountain driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Mountain, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Black Mountain
What Influences the Cost of Car Insurance in Black Mountain?
On average, car insurance in Black Mountain is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Black Mountain is 29 minutes, which is about the national average for a driver in the city.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Mountain are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Black Mountain has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Black Mountain is $99 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Townsite: Insurance costs 7.77% more
- Highland Hills: Insurance costs 0.73% more
- Valley View: Insurance costs 6.31% more
- Paradise Hills: Insurance costs 0.30% less
- Foothills: Insurance costs 1.85% more
- River Mountain: Insurance costs 0.95% less
- McCullough Hills: Insurance costs 0.95% more
- Mission Hills: Insurance costs 3.61% more
- Pittman: Insurance costs 6.70% more
- Gibson Springs: Insurance costs 2.49% less
Neighborhoods with Similar Populations
- Nashboro Village: Insurance costs 31.92% less
- Natomas Corporate Center: Insurance costs 7.17% less
- Downtown Durham: Insurance costs 39.43% less
- University Park: Insurance costs 27.41% less
- Belmont: Insurance costs 16.28% less
- Berkeley Place: Insurance costs 36.17% less
- Royal Poinciana: Insurance costs 34.02% more
- Centennial: Insurance costs 3.82% less
- Lindenville: Insurance costs 6.10% less
- Long Meadow Farms: Insurance costs 24.23% less