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Get Cheap Car Insurance in Long Meadow Farms, Richmond, TX
We monitor insurance prices, helping the average driver in Long Meadow Farms save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Long Meadow Farms
The chart below shows the cheapest car insurance company in Long Meadow Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Long Meadow Farms Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $61 |
| State Farm | $66 |
Savings for Every Kind of Long Meadow Farms Driver
Based on our extensive insurance data, we know the average Long Meadow Farms driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Long Meadow Farms residents are paying out over $1,764 extra every year for auto insurance in Long Meadow Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Long Meadow Farms, Richmond, TX Savings / Yr. |
|---|---|
$363 |
|
$830 |
|
$732 |
|
$839 |
|
$1,276 |
|
$482 |
|
$527 |
Long Meadow Farms Car Insurance vs. Richmond
People living in Long Meadow Farms pay an average of 9.74% less than the typical driver in the state. The average driver in Long Meadow Farms can expect to pay about $1,051 per year, or $1,764 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Long Meadow Farms for most people.
Car Insurance Prices by Long Meadow Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Long Meadow Farms?
The map shows insurance prices in and around Long Meadow Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $234 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,928 to a low of $1,694. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Long Meadow Farms.Pick the Best Car Insurance Company for You in Long Meadow Farms
The best car insurance provider for most drivers in Long Meadow Farms
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $363 over the average Long Meadow Farms car insurance company.
The best car insurance provider for Long Meadow Farms drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $830 over the competition.
The best car insurance company for Long Meadow Farms drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $732 better than other car insurance companies.
The best auto insurance for Long Meadow Farms drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $839 less each year.
The least expensive car insurance company for new and young drivers in Long Meadow Farms
In Long Meadow Farms, State Farm costs young drivers $1,276 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Long Meadow Farms
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Long Meadow Farms couple's premiums.
The cheapest car insurance in Long Meadow Farms for drivers with bad credit
The best Long Meadow Farms car insurance company for customer service
Nationwide was the best company for customer service in Long Meadow Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Long Meadow Farms
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Long Meadow Farms driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Long Meadow Farms, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Long Meadow Farms
What Influences the Cost of Car Insurance in Long Meadow Farms?
On average, car insurance in Long Meadow Farms is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Long Meadow Farms are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Long Meadow Farms has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Long Meadow Farms is $88 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mission Bend South: Insurance costs 14.23% more
- Falcon Landing: Insurance costs 3.46% more
- Memorial Parkway: Insurance costs 6.07% more
- Terra del Sol: Insurance costs 22.34% more
- Nottingham: Insurance costs 6.12% more
- West Memorial: Insurance costs 5.33% more
- Eldridge-West Oaks: Insurance costs 16.04% more
- Sugarland: Insurance costs 20.18% more
- Addicks-Park ten: Insurance costs 8.22% more
- West Houston: Insurance costs 12.81% more
Neighborhoods with Similar Populations
- Sunflower: Insurance costs 7.99% less
- Hutton Park: Insurance costs 24.15% more
- Lake Frederica: Insurance costs 74.21% more
- Latah Valley: Insurance costs 23.92% less
- Leonidas: Insurance costs 112.70% more
- Lincoln Creek: Insurance costs 17.97% less
- Locks: Insurance costs 7.94% more
- Logan: Insurance costs 89.23% more
- Marconi Plaza-Packer Park: Insurance costs 12.47% less
- Amphi: Insurance costs 6.24% more