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Get Cheap Car Insurance in Leonidas, New Orleans, LA

We monitor insurance prices, helping the average driver in Leonidas save up to 33.9% on car insurance.

 

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The Cheapest Minimum Coverage in Leonidas

The chart below shows the cheapest car insurance company in Leonidas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.

 
Leonidas Insurer Monthly Cost
Farm Bureau $136
State Farm $161
Safeco Insurance $162
Clearcover $179

Savings for Every Kind of Leonidas Driver

The table shows how much the average auto insurance customer in Leonidas might save by following our recommendations.

Based on our extensive insurance data, we know the average Leonidas driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,043 per year by choosing the right vehicle insurance company. Some Leonidas residents are paying out over $3,752 extra every year for auto insurance in Leonidas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Leonidas, New Orleans, LA Savings / Yr.
$1,043
$1,830
$1,302
$1,965
$3,117
$968
$1,664

Leonidas Car Insurance vs. New Orleans

People living in Leonidas pay an average of 24.52% more than the typical driver in the state. The average driver in Leonidas can expect to pay about $2,373 per year, or $3,752 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Leonidas for most people.

Car Insurance Prices by Leonidas Neighborhood

Leonidas, New Orleans, LA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Leonidas?

The map shows insurance prices in and around Leonidas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $622 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,106 to a low of $3,484. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Leonidas.

Pick the Best Car Insurance Company for You in Leonidas

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Leonidas insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Leonidas

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,043 over the average Leonidas car insurance company.

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We use the average good driver, paying $226 per month, as our baseline for pricing in Leonidas. Farm Bureau, MetLife, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Leonidas drivers with accidents on their records

In Leonidas getting into an accident will raise premiums an average 35% for a yearly cost of $5,809. That's $2,057 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Farm Bureau, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,830 over the competition.

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The best car insurance company for Leonidas drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,302 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Leonidas, tickets raise premiums on new quotes about $1,001. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Clearcover for savings that beat the average insurance cost of $4,753 per year.

The best auto insurance for Leonidas drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,891 per year in auto insurance premiums, which was $2,139 more than a driver with no major issues. State Farm, Farm Bureau, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $1,965 less each year.

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The least expensive car insurance company for new and young drivers in Leonidas

In Leonidas, Farm Bureau costs young drivers $3,117 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 59% more for insurance than more mature drivers in Leonidas. With an average cost of $9,204 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Allstate, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Leonidas

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $418. State Farm, Progressive, and Farm Bureau provided the largest discounts to couples living in Leonidas.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $968 saved each year compared to an average Leonidas couple's premiums.

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The cheapest car insurance in Leonidas for drivers with bad credit

People with poor credit saved an average of $1,664 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $2,343 every year. Premiums for people with poor credit were about $6,095 in Leonidas. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Midvale Home & Auto.

The best Leonidas car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Leonidas, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Leonidas.

Nationwide was the best company for customer service in Leonidas according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Leonidas, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Leonidas. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Leonidas

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 43% of Leonidas residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Leonidas driver can expect to pay about $222 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leonidas, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.
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Auto Insurance Prices in and Around Leonidas

What Influences the Cost of Car Insurance in Leonidas?

On average, car insurance in Leonidas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Leonidas is 29 minutes, which is a little more than average for a driver in the city.
  • Louisiana state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Leonidas are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Leonidas is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Leonidas is $198 per month for minimum coverage and $313 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Leonidas driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Leonidas with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.