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Get Cheap Car Insurance in Uptown, New Orleans, LA
We monitor insurance prices, helping the average driver in Uptown save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Uptown
The chart below shows the cheapest car insurance company in Uptown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Uptown Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $133 |
| State Farm | $157 |
| Safeco Insurance | $159 |
| Clearcover | $176 |
Savings for Every Kind of Uptown Driver
Based on our extensive insurance data, we know the average Uptown driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,021 per year by choosing the right vehicle insurance company. Some Uptown residents are paying out over $3,672 extra every year for auto insurance in Uptown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Uptown, New Orleans, LA Savings / Yr. |
|---|---|
$1,021 |
|
$1,792 |
|
$1,275 |
|
$1,923 |
|
$3,051 |
|
$947 |
|
$1,628 |
Uptown Car Insurance vs. New Orleans
People living in Uptown pay an average of 21.88% more than the typical driver in the state. The average driver in Uptown can expect to pay about $2,323 per year, or $3,672 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Uptown for most people.
Car Insurance Prices by Uptown Neighborhood
Insurance Prices
Where is insurance cheapest within Uptown?
The map shows insurance prices in and around Uptown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $481 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,898 to a low of $3,417. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Uptown.Pick the Best Car Insurance Company for You in Uptown
The best car insurance provider for most drivers in Uptown
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,021 over the average Uptown car insurance company.
The best car insurance provider for Uptown drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,792 over the competition.
The best car insurance company for Uptown drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,275 better than other car insurance companies.
The best auto insurance for Uptown drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,923 less each year.
The least expensive car insurance company for new and young drivers in Uptown
In Uptown, Farm Bureau costs young drivers $3,051 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Uptown
Farm Bureau gave the largest car insurance discounts to married couples, averaging $947 saved each year compared to an average Uptown couple's premiums.
The cheapest car insurance in Uptown for drivers with bad credit
The best Uptown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Uptown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Uptown driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Uptown, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Uptown
What Influences the Cost of Car Insurance in Uptown?
On average, car insurance in Uptown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Uptown is 33 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Uptown are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Uptown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Uptown is $194 per month for minimum coverage and $306 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Riverside: Insurance costs 3.19% less
- Milan: Insurance costs 1.82% more
- Audubon: Insurance costs 8.17% less
- Broadmoor: Insurance costs 2.31% more
- Central City: Insurance costs 6.73% more
- Irish Channel: Insurance costs 2.26% less
- East Carollton: Insurance costs 2.31% less
- Marlyville: Insurance costs 5.12% less
- Lower Garden District: Insurance costs 3.54% less
- Leonidas: Insurance costs 2.18% more
Neighborhoods with Similar Populations
- Windsor Village North: Insurance costs 35.54% less
- View Ridge: Insurance costs 56.24% less
- Eastern Hills: Insurance costs 68.33% less
- Downtown Riverfront-190th: Insurance costs 56.29% less
- Downtown: Insurance costs 31.43% less
- Daybreak: Insurance costs 60.02% less
- Waverley Square: Insurance costs 53.62% less
- Webber-Camden: Insurance costs 43.63% less
- City Center North: Insurance costs 38.34% less
- West Gate: Insurance costs 68.87% less