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Get Cheap Car Insurance in Broadmoor, New Orleans, LA

We monitor insurance prices, helping the average driver in Broadmoor save up to 33.9% on car insurance.

 

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The Cheapest Minimum Coverage in Broadmoor

The chart below shows the cheapest car insurance company in Broadmoor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.

 
Broadmoor Insurer Monthly Cost
Farm Bureau $136
State Farm $161
Safeco Insurance $162
Clearcover $180

Savings for Every Kind of Broadmoor Driver

The table shows how much the average auto insurance customer in Broadmoor might save by following our recommendations.

Based on our extensive insurance data, we know the average Broadmoor driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,045 per year by choosing the right vehicle insurance company. Some Broadmoor residents are paying out over $3,757 extra every year for auto insurance in Broadmoor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Broadmoor, New Orleans, LA Savings / Yr.
$1,045
$1,833
$1,304
$1,968
$3,121
$969
$1,666

Broadmoor Car Insurance vs. New Orleans

People living in Broadmoor pay an average of 24.69% more than the typical driver in the state. The average driver in Broadmoor can expect to pay about $2,377 per year, or $3,757 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Broadmoor for most people.

Car Insurance Prices by Broadmoor Neighborhood

Broadmoor, New Orleans, LA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Broadmoor?

The map shows insurance prices in and around Broadmoor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $855 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,227 to a low of $3,372. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Broadmoor.

Pick the Best Car Insurance Company for You in Broadmoor

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Broadmoor insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Broadmoor

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,045 over the average Broadmoor car insurance company.

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We use the average good driver, paying $226 per month, as our baseline for pricing in Broadmoor. Farm Bureau, MetLife, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Broadmoor drivers with accidents on their records

In Broadmoor getting into an accident will raise premiums an average 35% for a yearly cost of $5,817. That's $2,060 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Farm Bureau, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,833 over the competition.

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The best car insurance company for Broadmoor drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,304 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Broadmoor, tickets raise premiums on new quotes about $1,003. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Clearcover for savings that beat the average insurance cost of $4,759 per year.

The best auto insurance for Broadmoor drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,899 per year in auto insurance premiums, which was $2,142 more than a driver with no major issues. State Farm, Farm Bureau, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $1,968 less each year.

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The least expensive car insurance company for new and young drivers in Broadmoor

In Broadmoor, Farm Bureau costs young drivers $3,121 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 59% more for insurance than more mature drivers in Broadmoor. With an average cost of $9,217 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Allstate, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Broadmoor

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $419. State Farm, Progressive, and Farm Bureau provided the largest discounts to couples living in Broadmoor.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $969 saved each year compared to an average Broadmoor couple's premiums.

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The cheapest car insurance in Broadmoor for drivers with bad credit

People with poor credit saved an average of $1,666 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $2,347 every year. Premiums for people with poor credit were about $6,104 in Broadmoor. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Midvale Home & Auto.

The best Broadmoor car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Broadmoor, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Broadmoor.

Nationwide was the best company for customer service in Broadmoor according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Broadmoor, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Broadmoor. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Broadmoor

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 44% of Broadmoor residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Broadmoor driver can expect to pay about $222 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Broadmoor, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Broadmoor

What Influences the Cost of Car Insurance in Broadmoor?

On average, car insurance in Broadmoor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Broadmoor is 27 minutes, which is about the national average for a driver in the city.
  • Louisiana state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Broadmoor are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Broadmoor is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Broadmoor is $198 per month for minimum coverage and $313 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Broadmoor driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Broadmoor with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.