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Get Cheap Car Insurance in Pinellas Point, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Pinellas Point save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Pinellas Point
The chart below shows the cheapest car insurance company in Pinellas Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Pinellas Point Insurer | Monthly Cost |
|---|---|
| Geico | $142 |
| State Farm | $151 |
| Gainsco | $197 |
| Bristol West | $197 |
Savings for Every Kind of Pinellas Point Driver
Based on our extensive insurance data, we know the average Pinellas Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $871 per year by choosing the right vehicle insurance company. Some Pinellas Point residents are paying out over $2,978 extra every year for auto insurance in Pinellas Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pinellas Point, St. Petersburg, FL Savings / Yr. |
|---|---|
$871 |
|
$1,279 |
|
$984 |
|
$974 |
|
$3,094 |
|
$845 |
|
$1,232 |
Pinellas Point Car Insurance vs. St. Petersburg
People living in Pinellas Point pay an average of 12.72% more than the typical driver in the state. The average driver in Pinellas Point can expect to pay about $2,719 per year, or $2,978 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pinellas Point for most people.
Car Insurance Prices by Pinellas Point Neighborhood
Insurance Prices
Where is insurance cheapest within Pinellas Point?
The map shows insurance prices in and around Pinellas Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $516 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,289 to a low of $2,773. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Pinellas Point.Pick the Best Car Insurance Company for You in Pinellas Point
The best car insurance provider for most drivers in Pinellas Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $871 over the average Pinellas Point car insurance company.
The best car insurance provider for Pinellas Point drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,279 over the competition.
The best car insurance company for Pinellas Point drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $984 better than other car insurance companies.
The best auto insurance for Pinellas Point drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $974 less each year.
The least expensive car insurance company for new and young drivers in Pinellas Point
In Pinellas Point, Geico costs young drivers $3,094 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pinellas Point
Geico gave the largest car insurance discounts to married couples, averaging $845 saved each year compared to an average Pinellas Point couple's premiums.
The cheapest car insurance in Pinellas Point for drivers with bad credit
The best Pinellas Point car insurance company for customer service
Allstate was the best company for customer service in Pinellas Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Pinellas Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pinellas Point driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pinellas Point, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Pinellas Point
What Influences the Cost of Car Insurance in Pinellas Point?
On average, car insurance in Pinellas Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pinellas Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Pinellas Point has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pinellas Point is $227 per month for minimum coverage and $248 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Coquina Key: Insurance costs 0.54% less
- Highland Oaks: Insurance costs 5.57% more
- Melrose Mercy: Insurance costs 7.89% more
- Childs Park: Insurance costs 7.69% more
- Downtown St Petersburg: Insurance costs 4.00% less
- Methodist Town: Insurance costs 0.64% more
- Westminster Heights: Insurance costs 2.75% more
- Historic Uptown: Insurance costs 7.15% less
- Central Oak Park: Insurance costs 1.41% less
- Historic Old Northeast: Insurance costs 7.96% less
Neighborhoods with Similar Populations
- Angelo Heights: Insurance costs 40.73% less
- Wooten: Insurance costs 33.55% less
- Woods of Shavano: Insurance costs 41.03% less
- West Village: Insurance costs 27.70% less
- West Somerville: Insurance costs 36.53% less
- West End Helena: Insurance costs 47.04% less
- Wellington: Insurance costs 57.72% less
- Victory Heights: Insurance costs 44.02% less
- Thomasboro-Hoskins: Insurance costs 49.60% less
- The Seasons: Insurance costs 27.57% less