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Get Cheap Car Insurance in Downtown St Petersburg, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Downtown St Petersburg save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Downtown St Petersburg
The chart below shows the cheapest car insurance company in Downtown St Petersburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Downtown St Petersburg Insurer | Monthly Cost |
|---|---|
| Geico | $136 |
| State Farm | $145 |
| Gainsco | $189 |
| Bristol West | $189 |
Savings for Every Kind of Downtown St Petersburg Driver
Based on our extensive insurance data, we know the average Downtown St Petersburg driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $836 per year by choosing the right vehicle insurance company. Some Downtown St Petersburg residents are paying out over $2,859 extra every year for auto insurance in Downtown St Petersburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown St Petersburg, St. Petersburg, FL Savings / Yr. |
|---|---|
$836 |
|
$1,228 |
|
$945 |
|
$935 |
|
$2,970 |
|
$812 |
|
$1,183 |
Downtown St Petersburg Car Insurance vs. St. Petersburg
People living in Downtown St Petersburg pay an average of 8.20% more than the typical driver in the state. The average driver in Downtown St Petersburg can expect to pay about $2,610 per year, or $2,859 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Downtown St Petersburg for most people.
Car Insurance Prices by Downtown St Petersburg Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown St Petersburg?
The map shows insurance prices in and around Downtown St Petersburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $199 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,958 to a low of $2,759. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Downtown St Petersburg.Pick the Best Car Insurance Company for You in Downtown St Petersburg
The best car insurance provider for most drivers in Downtown St Petersburg
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $836 over the average Downtown St Petersburg car insurance company.
The best car insurance provider for Downtown St Petersburg drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,228 over the competition.
The best car insurance company for Downtown St Petersburg drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $945 better than other car insurance companies.
The best auto insurance for Downtown St Petersburg drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $935 less each year.
The least expensive car insurance company for new and young drivers in Downtown St Petersburg
In Downtown St Petersburg, Geico costs young drivers $2,970 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown St Petersburg
Geico gave the largest car insurance discounts to married couples, averaging $812 saved each year compared to an average Downtown St Petersburg couple's premiums.
The cheapest car insurance in Downtown St Petersburg for drivers with bad credit
The best Downtown St Petersburg car insurance company for customer service
Allstate was the best company for customer service in Downtown St Petersburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown St Petersburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown St Petersburg driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown St Petersburg, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Downtown St Petersburg
What Influences the Cost of Car Insurance in Downtown St Petersburg?
On average, car insurance in Downtown St Petersburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown St Petersburg are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Downtown St Petersburg is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown St Petersburg is $217 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Historic Uptown: Insurance costs 3.29% less
- Methodist Town: Insurance costs 4.83% more
- Historic Old Northeast: Insurance costs 4.13% less
- Melrose Mercy: Insurance costs 12.38% more
- Highland Oaks: Insurance costs 9.97% more
- Euclid-St Paul: Insurance costs 4.16% less
- Oakwood Gardens: Insurance costs 0.94% less
- Coquina Key: Insurance costs 3.60% more
- Northeast Park: Insurance costs 6.75% less
- Harris Park: Insurance costs 3.60% less
Neighborhoods with Similar Populations
- Twin Lakes: Insurance costs 24.31% less
- Highview: Insurance costs 22.74% less
- Hillsdale: Insurance costs 42.08% less
- Lake Marion Village: Insurance costs 9.06% less
- Piper Glen Estates: Insurance costs 54.63% less
- Quintana Community: Insurance costs 29.00% less
- Rancho Sahuarita: Insurance costs 39.80% less
- Regent: Insurance costs 58.90% less
- Riverside: Insurance costs 13.19% less
- Rohnerville: Insurance costs 33.72% less