Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oakwood Gardens, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Oakwood Gardens save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Oakwood Gardens
The chart below shows the cheapest car insurance company in Oakwood Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Oakwood Gardens Insurer | Monthly Cost |
|---|---|
| Geico | $135 |
| State Farm | $143 |
| Gainsco | $187 |
| Bristol West | $187 |
Savings for Every Kind of Oakwood Gardens Driver
Based on our extensive insurance data, we know the average Oakwood Gardens driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $829 per year by choosing the right vehicle insurance company. Some Oakwood Gardens residents are paying out over $2,832 extra every year for auto insurance in Oakwood Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakwood Gardens, St. Petersburg, FL Savings / Yr. |
|---|---|
$829 |
|
$1,217 |
|
$936 |
|
$926 |
|
$2,943 |
|
$804 |
|
$1,172 |
Oakwood Gardens Car Insurance vs. St. Petersburg
People living in Oakwood Gardens pay an average of 7.21% more than the typical driver in the state. The average driver in Oakwood Gardens can expect to pay about $2,586 per year, or $2,832 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Oakwood Gardens for most people.
Car Insurance Prices by Oakwood Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Oakwood Gardens?
The map shows insurance prices in and around Oakwood Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $350 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,980 to a low of $2,630. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Oakwood Gardens.Pick the Best Car Insurance Company for You in Oakwood Gardens
The best car insurance provider for most drivers in Oakwood Gardens
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $829 over the average Oakwood Gardens car insurance company.
The best car insurance provider for Oakwood Gardens drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,217 over the competition.
The best car insurance company for Oakwood Gardens drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $936 better than other car insurance companies.
The best auto insurance for Oakwood Gardens drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $926 less each year.
The least expensive car insurance company for new and young drivers in Oakwood Gardens
In Oakwood Gardens, Geico costs young drivers $2,943 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakwood Gardens
Geico gave the largest car insurance discounts to married couples, averaging $804 saved each year compared to an average Oakwood Gardens couple's premiums.
The cheapest car insurance in Oakwood Gardens for drivers with bad credit
The best Oakwood Gardens car insurance company for customer service
Allstate was the best company for customer service in Oakwood Gardens according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oakwood Gardens, which was better than other insurers.
The cheapest large national provider in Oakwood Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakwood Gardens driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakwood Gardens, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Oakwood Gardens
What Influences the Cost of Car Insurance in Oakwood Gardens?
On average, car insurance in Oakwood Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakwood Gardens are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Oakwood Gardens has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakwood Gardens is $215 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Euclid-St Paul: Insurance costs 3.25% less
- Harris Park: Insurance costs 2.68% less
- Bay Breeze Cove: Insurance costs 2.97% less
- Historic Uptown: Insurance costs 2.37% less
- Northeast Park: Insurance costs 5.86% less
- Methodist Town: Insurance costs 5.83% more
- Historic Old Northeast: Insurance costs 3.21% less
- Edgemoor: Insurance costs 0.04% less
- Meadowlawn: Insurance costs 3.25% less
- West and East Lealman: Insurance costs 1.20% less
Neighborhoods with Similar Populations
- West Osbornsville: Insurance costs 37.82% less
- Melrose-Rugby: Insurance costs 50.39% less
- Sun Willows: Insurance costs 44.53% less
- Wasatch Hollow: Insurance costs 48.73% less
- Garden City: Insurance costs 17.80% less
- Franklin South: Insurance costs 47.25% less
- Edgewood: Insurance costs 7.45% more
- Eastside: Insurance costs 19.07% less
- West Amityville: Insurance costs 0.56% less
- Downtown Bradenton: Insurance costs 4.41% less