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Get Cheap Car Insurance in Franklin South, Provo, UT
We monitor insurance prices, helping the average driver in Franklin South save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Franklin South
The chart below shows the cheapest car insurance company in Franklin South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Franklin South Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $54 |
| Auto-Owners Insurance | $54 |
| Travelers | $63 |
| State Farm | $65 |
Savings for Every Kind of Franklin South Driver
Based on our extensive insurance data, we know the average Franklin South driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $459 per year by choosing the right vehicle insurance company. Some Franklin South residents are paying out over $1,494 extra every year for auto insurance in Franklin South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Franklin South, Provo, UT Savings / Yr. |
|---|---|
$459 |
|
$836 |
|
$669 |
|
$843 |
|
$2,214 |
|
$241 |
|
$965 |
Franklin South Car Insurance vs. Provo
People living in Franklin South pay an average of 5.00% more than the typical driver in the state. The average driver in Franklin South can expect to pay about $829 per year, or $1,494 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Franklin South for most people.
Car Insurance Prices by Franklin South Neighborhood
Insurance Prices
Where is insurance cheapest within Franklin South?
The map shows insurance prices in and around Franklin South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $215 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,596 to a low of $1,381. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Franklin South.Pick the Best Car Insurance Company for You in Franklin South
The best car insurance provider for most drivers in Franklin South
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $459 over the average Franklin South car insurance company.
The best car insurance provider for Franklin South drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $836 over the competition.
The best car insurance company for Franklin South drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $669 better than other car insurance companies.
The best auto insurance for Franklin South drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $843 less each year.
The least expensive car insurance company for new and young drivers in Franklin South
In Franklin South, Bear River Mutual costs young drivers $2,214 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Franklin South
Progressive gave the largest car insurance discounts to married couples, averaging $241 saved each year compared to an average Franklin South couple's premiums.
The cheapest car insurance in Franklin South for drivers with bad credit
The best Franklin South car insurance company for customer service
Nationwide was the best company for customer service in Franklin South according to the NAIC.
Recent price drops
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The cheapest large national provider in Franklin South
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Franklin South driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Franklin South, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Franklin South
What Influences the Cost of Car Insurance in Franklin South?
On average, car insurance in Franklin South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Franklin South is 27 minutes, which is far more than average for a driver in the city.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Franklin South are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Franklin South is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Franklin South is $69 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dixon: Insurance costs 0.54% less
- North Park: Insurance costs 3.75% less
- Joaquin: Insurance costs 3.55% less
- Provost: Insurance costs 3.61% less
- Tree Streets: Insurance costs 4.35% less
- Provo South: Insurance costs 3.41% less
- Carterville: Insurance costs 2.74% less
- Lakeview North: Insurance costs 3.48% less
- Westmore: Insurance costs 7.56% less
- Lakeview: Insurance costs 3.55% less
Neighborhoods with Similar Populations
- Ardmore-Gould Estates-Olin Heights: Insurance costs 16.53% more
- Live Oaks Square: Insurance costs 124.97% more
- Las Palmas: Insurance costs 34.47% more
- Lackawanna: Insurance costs 98.19% more
- Rosemont North: Insurance costs 107.76% more
- Knightsville: Insurance costs 74.36% more
- Garden City: Insurance costs 55.82% more
- Eastside: Insurance costs 53.41% more
- Downtown Sacramento: Insurance costs 53.95% more
- Confederate Point: Insurance costs 88.49% more